[yrhcworking] Fwd: The Lending Hand e-newsletter

Mlongreene2 at aol.com Mlongreene2 at aol.com
Mon Jun 2 10:51:26 EDT 2008



 
  
____________________________________
 From: info at genesisfund.org
Reply-to: heidi at genesisfund.org
To:  mlongreene2 at aol.com
Sent: 6/2/2008 10:49:46 A.M. Eastern Daylight  Time
Subj: The Lending Hand e-newsletter


        











June  2008       What's New at Genesis         
    *   _Approaching $6 million: The Genesis  Fund loan pool grows and 
grows!_ (mip://0453a1f0/default.html#article1)   
    *   _Genesis Fund lends $600,000 to Avesta  Housing to assist chronically 
homeless_ (mip://0453a1f0/default.html#article2)   
    *   _Summer is the perfect time to improve  energy efficiency for next 
winter_ (mip://0453a1f0/default.html#article3)   

Interesting Links         
    *   _New rules to live by - an article in  the Portland Press Herald 
about our work with  mobile home parks_ 
(http://rs6.net/tn.jsp?e=0013JD7b9bAhp6hNQo3UG8h2OHW3-mJM-rMbzjwAcDPBlSkjqKH3uvVJn_jwPzGsBfRY1ocx4roFa4XdjcaK7m5uuZkpSqAR
F4dx3D4q82SGR4mwqowSDL465YwileXERnzZVx5LV_Y0FNHzMZnbhoeLE_C5gR4KO6mL2rt317SzKM
=)   
    *   _Visit our slide show highlighting  Genesis Fund projects_ 
(http://rs6.net/tn.jsp?e=0013JD7b9bAhp64kS0YwwRRplpZT1vO2H9whaqETcqGGt3aENZ0GgF6Co7c8NvND
QJxWfdWza_V9saFdHj7F_GJqgW2P1mpUcSlPY2g1SGy8JcMm6kV4X3B9QBvBcj6x8qNppy5KZuWopt
23CQYpe0MCNcT2TpGrxax)   
    *   _Article on Holbrook's Wharf in Fed.  Reserve's Communities & 
Banking_ 
(http://rs6.net/tn.jsp?e=0013JD7b9bAhp7EDdtdV49m8_n96u_42FU-0cSVJdfy01VcGgmDEuIaW1fFLEnjpjIcIenmdNkpUnYixE7jA2tOuTM26pCwx64Lcj3jWjaVmnQ5STq69ds_67ostOyO1EW
ybl0ddaQNUToY1My0JILI1ft4E9Ac1YUIM-S3xmmDVwx8OqtFKgf4skayyJHb2XVS)   
    *   _Today's news about affordable housing  in the U.S._ 
(http://rs6.net/tn.jsp?e=0013JD7b9bAhp7S5N_fY_fQNV7q_OX9nHfzl3Oc33TSN4S9VBHtcHKcYKBzi1XQZGntxWX
MHivWpmo6HQcnvsdYXgf_1sXE4TN-KZ2QrfTttC92gSgsRJoKOoaANwrr0ypOdcVo3SPMFck=)   

Join our list         
Join our mailing  list!


The Lending Hand e-Newsletter  
The Genesis Fund 
Our mission is  to help Maine nonprofit groups working to create  affordable 
housing and other economic and social  opportunities in their communities by 
offering  innovative financing, expert assistance, and help in  leveraging 
other sources of  funding.

Approaching $6 million: The Genesis Fund  loan pool grows and grows! 
A flurry of new investments in the spring of  2008 opens new possibilities 
for the Genesis  Community Loan Fund to assist nonprofit  organizations across 
Maine. 

After  raising interest rates for investment loans  placed with the Fund four 
years or longer, a  number of new investments have increased the  pool of 
revolving capital from $4.3 million to  $5,782,256. 

According to Genesis Fund  Executive Director, Bill Floyd, new investment  
loans from Bangor Savings, Bath Savings, the  Adrian Dominican Sisters, and an 
anonymous  investor will "give us flexibility to be  innovative about how we 
assist the many groups  doing important work in their local communities  that 
might be otherwise shut out of mainstream  financing.

"Filling that financing gap is  why the Genesis Fund was founded, and an  
increase of this magnitude in our capital pool  goes a long way to help us assist 
many more  groups that need our funding and technical  assistance, " said 
Floyd.

The Genesis  Fund, which has lent more than $13 million to  136 projects 
since 1992, will be able to expand  its efforts to support groups working in the  
areas of affordable, supportive and elderly  housing and community facilities 
that serve  low-income and underserved people. As loans are  repaid, the funds 
may be used to support the  work of other organizations across  Maine.

"We are extremely excited to see  the Genesis Fund's pool of capital to lend  
approach the $6 million mark," said Floyd. "Now  we need investments to push 
it over the  top."

For more information about how you,  your business, church or foundation can 
put your  money to work for good across Maine, please  contact Heidi Shott at 
207.563.6073 or _heidi at genesisfund.org_ (mailto:heidi at genesisfund.org) .  
_Learn more about  investing in the Genesis Fund_ 
(http://rs6.net/tn.jsp?e=0013JD7b9bAhp5zbYV1G7_GnwCKziwkLq4NxIBRZ8nSm_ToO6fQVaAJcl6VPF9NT-fDadLsXSvZwxp9IM
OOIPBSHdLzM3DJsr8aTbF7RWnkHGpcRtIK4WJ9BstL-7fRT9UcB3OO1UOHsW4=)   

Genesis Fund lends $600,000 to Avesta  Housing to assist chronically homeless 
 
Florence House in Portland  will provide apartments and emergency shelter  
for 50 women 
 
(http://rs6.net/tn.jsp?e=0013JD7b9bAhp5hrTCV8xSWx5bw4mvsXzVmPazzEXm8fr8DEBJaoQ48WE-n1DRr4r491kqYxr87dmZCu92LoD4KLN8Fje-3Rub6EcY0i5YLTO7WdVtkXU8hvA==) 
In April the Genesis Fund board of directors  approved $600,000 acquisition 
loan to Avesta  Housing, Inc. of Portland to assist with the  purchase of a 
parcel of land on Valley Street.  The project, Florence House, will provide 25  
efficiency apartments, permanent supportive  living space for 15, and 25 
emergency shelter  beds, for chronically homeless women.  

The need for permanent and supportive  housing for women living in shelters 
in Portland  has been identified as an extremely high  priority need by all key 
shelter providers  currently serving that population. The most  successful 
projects have resulted from  partnerships between nonprofit organizations.  
_read more about the  Florence House project_ 
(http://rs6.net/tn.jsp?e=0013JD7b9bAhp51-Me5q7jn9gmDigFijfrsXYZORvPTYJKFQme_RyuW0LGN_HFwrrZxSQh4hzxpreezTeg2MI
kBW5OoPj7DkmlwsjAnmEPiccdi7988dy8F-4CSBN2VnbbArj7hySY0GvQ=)   

Summer is the perfect time to improve  energy efficiency for next winter  
Genesis Fund's Green Loans  for Maine Nonprofits program 
 
(http://rs6.net/tn.jsp?e=0013JD7b9bAhp4KGw-3P0jad-huRpDyrVspkw_2UvTc6POy0X1JD58nIyc9eHyd3W-3w6xiwSR2V450CeisBtCoOKT0S6OXKtaC3UtrVaQlNhRRkJZ5Uq0-G3qSL1hhmuW
G9GLMW4EkDYc=) 
The Genesis Fund seeks to help Maine's  nonprofit organizations battle the 
rising cost  of energy. Many properties owned by nonprofits  were built or 
remodeled at a time when energy  efficiency was not the high priority it is  today. 

By assisting nonprofits in  obtaining energy audits that provide detailed  
renovation recommendations, cost-savings  projections and capital to finance the 
 renovations, the Genesis Fund will help  nonprofit organizations

- increase energy  efficiency 
- save money on annual operating  costs 
- improve their facilities 
-  reduce their carbon footprint 

Maine  nonprofits that provide affordable, supportive,  elderly housing or 
own facilities that provide  social services for under-served people and  
communities are eligible. 

According to  Bill Floyd, executive director of the Genesis  Fund, "We expect 
most of the energy loans to be  in the $10,000 to $15,000 range. By  
stream-lining the application and approval  process and offering below-market rates, 
the  Genesis Fund will help Maine nonprofits achieve  money-saving efficiencies 
in their buildings  before we enter the next heating season,  especially with 
the volatile nature of fuel oil  and electricity pricing." 

Floyd went on  to say, "This summer is a great time for  nonprofits to be 
looking at how a green loan can  help with an organization's bottom line,  
increase efficiency and reduce its carbon  footprint all at the same time." 

For  more information about the Genesis Fund's Green  Loans for Nonprofits 
program, please contact  Bill Floyd at 207.563.6073 or at _bill at genesisfund.org_ 
(http://rs6.net/tn.jsp?e=0013JD7b9bAhp6xrio5JTPk9A5gVkdh43UmOCAMYcV_5_ds056ttu
eCYhvJHrKCxKWxAcM9aN1uo6j6FQPO77klho0CRvzxai2JuH0lcimdQ71gO4oj8KXFve-_0qwMSiPX
) .  

Similar programs for residences and  small businesses -
For elderly and very  low income families, the USDA Rural Development  in 
Maine offers a 1% loan program that will  assist in repair and rehabilitation for 
 individual households. For more information and  eligibility guidelines 
please click _here._ 
(http://rs6.net/tn.jsp?e=0013JD7b9bAhp4fF9rR55--KEhT69b2ehAZEfwzNth1_y04Q5exd9Noe-CWxzyx6uuyewb2TheNhvyqVsjkk0qMapc-tKI9UZoLUDa4P7uHP2IeN1fI
XNFIcNoeiOvGXKBr) 

Efficiency  Maine, a program of the Maine Public Utilities  Commission, has 
energy saving tips and programs  for residential and small 
businesses/nonprofits.  More _here._ 
(http://rs6.net/tn.jsp?e=0013JD7b9bAhp4fKchaR1j7vHvQ13NkYOvOIxJN1NAxpavCBJ7qyeCJpVZJ0kvtbsYtYfm8G1O-2H54Rxlj55Yu_-V0KwqOpIKKKF1lYOCAcTNWkNbb
DlJPcYZPNiT_8hM2) 

_click for a brochure  about our Green Loan program_ 
(http://rs6.net/tn.jsp?e=0013JD7b9bAhp5bCV6l8LpQahltG6OaLaB2qSEl10a1rf6vGTFUDelrgoyiiNBB1EWXY7vsOlP0JBz
eD025cJpNSGdN_Sxe8CnXawkREGCcdcFH5fdWokGZhdTh9Gcpl_nBdWQnDDJqQN67trmiMYQSIohbG
ZUTI6sCy-FG0gbBseU=)   







 
____________________________________
Questions about The Genesis Fund? 
What  are the borrowing criteria?
How can I invest in The  Genesis Fund?
Can our organization receive technical  assistance?  
Please visit our website at _www.genesisfund.  org_ 
(http://rs6.net/tn.jsp?e=0013JD7b9bAhp6kyDwfQAEnyjw7RPoxNIhyXVwwUbYt-yfApYhHvIf0gTS8dlljlfaFM79Pio9uQRG_
DMTIthOeK0SzPbHjovPMq36PYuUSK9erxDgPRHTnog==)  or
email Executive Director _Bill Floyd_ (mailto:bill at genesisfund.org)  

Genesis Community Loan Fund 
 
____________________________________
Email: _info at genesisfund.org_ (mailto:info at genesisfund.org)  
Phone: 207.563.6073 
Fax: 207.563.6055
_www.genesisfund.org_ 
(http://rs6.net/tn.jsp?e=0013JD7b9bAhp6kyDwfQAEnyjw7RPoxNIhyXVwwUbYt-yfApYhHvIf0gTS8dlljlfaFM79Pio9uQRG_DMTIthOeK0SzPbHjovPMq36PYuUSK9
erxDgPRHTnog==)   


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Genesis  Community Loan Fund | 26 Water Street | P.O. Box 609 |  Damariscotta 
| ME | 04543  



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