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From: info@genesisfund.org<BR>Reply-to: heidi@genesisfund.org<BR>To:
mlongreene2@aol.com<BR>Sent: 6/2/2008 10:49:46 A.M. Eastern Daylight
Time<BR>Subj: The Lending Hand e-newsletter<BR></DIV>
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face=Arial,Helvetica,sans-serif color=#000000 size=2>June
2008 </FONT></TD></TR>
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face=Arial,Helvetica,sans-serif color=#ffffff
size=2>What's New at Genesis </FONT></TD>
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href="mip://0453a1f0/default.html#article1"
shape=rect color="#0000CC"
face="Verdana,Geneva,Arial,Helvetica,sans-serif"
size="2">Approaching $6 million: The Genesis
Fund loan pool grows and grows!</A>
<LI style="PADDING-BOTTOM: 10px"><A
title=#article2
style="FONT-WEIGHT: bold; FONT-SIZE: 10pt; COLOR: #0000cc; FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif; LETTER-SPACING: -0.05em; TEXT-DECORATION: none"
href="mip://0453a1f0/default.html#article2"
shape=rect color="#0000CC"
face="Verdana,Geneva,Arial,Helvetica,sans-serif"
size="2">Genesis Fund lends $600,000 to Avesta
Housing to assist chronically homeless</A>
<LI style="PADDING-BOTTOM: 10px"><A
title=#article3
style="FONT-WEIGHT: bold; FONT-SIZE: 10pt; COLOR: #0000cc; FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif; LETTER-SPACING: -0.05em; TEXT-DECORATION: none"
href="mip://0453a1f0/default.html#article3"
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size="2">Summer is the perfect time to improve
energy efficiency for next winter</A>
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size="2">New rules to live by - an article in
the Portland Press Herald about our work with
mobile home parks</A>
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size="2">Visit our slide show highlighting
Genesis Fund projects</A>
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title=http://rs6.net/tn.jsp?e=0013JD7b9bAhp7EDdtdV49m8_n96u_42FU-0cSVJdfy01VcGgmDEuIaW1fFLEnjpjIcIenmdNkpUnYixE7jA2tOuTM26pCwx64Lcj3jWjaVmnQ5STq69ds_67ostOyO1EWybl0ddaQNUToY1My0JILI1ft4E9Ac1YUIM-S3xmmDVwx8OqtFKgf4skayyJHb2XVS
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href="http://rs6.net/tn.jsp?e=0013JD7b9bAhp7EDdtdV49m8_n96u_42FU-0cSVJdfy01VcGgmDEuIaW1fFLEnjpjIcIenmdNkpUnYixE7jA2tOuTM26pCwx64Lcj3jWjaVmnQ5STq69ds_67ostOyO1EWybl0ddaQNUToY1My0JILI1ft4E9Ac1YUIM-S3xmmDVwx8OqtFKgf4skayyJHb2XVS"
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face="Verdana, Geneva, Arial, Helvetica, sans-serif"
size="2">Article on Holbrook's Wharf in Fed.
Reserve's <I>Communities & Banking</I></A>
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title=http://rs6.net/tn.jsp?e=0013JD7b9bAhp7S5N_fY_fQNV7q_OX9nHfzl3Oc33TSN4S9VBHtcHKcYKBzi1XQZGntxWXMHivWpmo6HQcnvsdYXgf_1sXE4TN-KZ2QrfTttC92gSgsRJoKOoaANwrr0ypOdcVo3SPMFck=
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size="2">Today's news about affordable housing
in the U.S.</A>
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size=2>The Lending Hand e-Newsletter </FONT></P>
<P><I><B>The Genesis Fund</B></I> <BR>Our mission is
to help Maine nonprofit groups working to create
affordable housing and other economic and social
opportunities in their communities by offering
innovative financing, expert assistance, and help in
leveraging other sources of
funding.<BR><BR></P></FONT><A shape=rect
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<DIV
style="PADDING-RIGHT: 3px; PADDING-LEFT: 3px; PADDING-BOTTOM: 3px; PADDING-TOP: 3px"><FONT
style="FONT-WEIGHT: bold; FONT-SIZE: 10pt; COLOR: #ffffff; FONT-FAMILY: Arial,Helvetica,sans-serif; LETTER-SPACING: -0.02em"
face=Arial,Helvetica,sans-serif color=#ffffff
size=2>Approaching $6 million: The Genesis Fund
loan pool grows and grows! </FONT></DIV></TD>
<TD
style="BACKGROUND-POSITION: right top; BACKGROUND-REPEAT: no-repeat"
width=12
background=http://img.constantcontact.com/letters/images/newsletters_crisp2_rounded.gif> </TD></TR>
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color=#000000 size=2>
<P>A flurry of new investments in the spring of
2008 opens new possibilities for the Genesis
Community Loan Fund to assist nonprofit
organizations across Maine. <BR><BR>After
raising interest rates for investment loans
placed with the Fund four years or longer, a
number of new investments have increased the
pool of revolving capital from $4.3 million to
$5,782,256. <BR><BR>According to Genesis Fund
Executive Director, Bill Floyd, new investment
loans from Bangor Savings, Bath Savings, the
Adrian Dominican Sisters, and an anonymous
investor will "give us flexibility to be
innovative about how we assist the many groups
doing important work in their local communities
that might be otherwise shut out of mainstream
financing.<BR><BR>"Filling that financing gap is
why the Genesis Fund was founded, and an
increase of this magnitude in our capital pool
goes a long way to help us assist many more
groups that need our funding and technical
assistance, " said Floyd.<BR><BR>The Genesis
Fund, which has lent more than $13 million to
136 projects since 1992, will be able to expand
its efforts to support groups working in the
areas of affordable, supportive and elderly
housing and community facilities that serve
low-income and underserved people. As loans are
repaid, the funds may be used to support the
work of other organizations across
Maine.<BR><BR>"We are extremely excited to see
the Genesis Fund's pool of capital to lend
approach the $6 million mark," said Floyd. "Now
we need investments to push it over the
top."<BR><BR>For more information about how you,
your business, church or foundation can put your
money to work for good across Maine, please
contact Heidi Shott at 207.563.6073 or <A
title=mailto:heidi@genesisfund.org
href="mailto:heidi@genesisfund.org">heidi@genesisfund.org</A>.
<BR></P>
<DIV style="TEXT-ALIGN: right"><A
title=http://rs6.net/tn.jsp?e=0013JD7b9bAhp5zbYV1G7_GnwCKziwkLq4NxIBRZ8nSm_ToO6fQVaAJcl6VPF9NT-fDadLsXSvZwxp9IMOOIPBSHdLzM3DJsr8aTbF7RWnkHGpcRtIK4WJ9BstL-7fRT9UcB3OO1UOHsW4=
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shape=rect color="#0066CC">Learn more about
investing in the Genesis Fund</A>
</DIV></FONT></TD></TR></TBODY></TABLE><BR><A
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<TBODY>
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bgColor=#0066cc>
<TD vAlign=top>
<DIV
style="PADDING-RIGHT: 3px; PADDING-LEFT: 3px; PADDING-BOTTOM: 3px; PADDING-TOP: 3px"><FONT
style="FONT-WEIGHT: bold; FONT-SIZE: 10pt; COLOR: #ffffff; FONT-FAMILY: Arial,Helvetica,sans-serif; LETTER-SPACING: -0.02em"
face=Arial,Helvetica,sans-serif color=#ffffff
size=2>Genesis Fund lends $600,000 to Avesta
Housing to assist chronically homeless
</FONT></DIV></TD>
<TD
style="BACKGROUND-POSITION: right top; BACKGROUND-REPEAT: no-repeat"
width=12
background=http://img.constantcontact.com/letters/images/newsletters_crisp2_rounded.gif> </TD></TR>
<TR>
<TD vAlign=center colSpan=2><FONT
style="FONT-WEIGHT: bold; FONT-SIZE: 9pt; COLOR: #0066cc; FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif; LETTER-SPACING: 0.03em"
face=Verdana,Geneva,Arial,Helvetica,sans-serif
color=#0066cc size=1><FONT
style="FONT-WEIGHT: bold; FONT-SIZE: 9pt; COLOR: #0066cc; FONT-STYLE: normal; FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif"
face=Verdana,Geneva,Arial,Helvetica,sans-serif
color=#0066cc size=1>Florence House in Portland
will provide apartments and emergency shelter
for 50 women</FONT> </FONT><BR><FONT
style="FONT-SIZE: 10pt; COLOR: #000000; FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif; LETTER-SPACING: 0.03em"
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<P>In April the Genesis Fund board of directors
approved $600,000 acquisition loan to Avesta
Housing, Inc. of Portland to assist with the
purchase of a parcel of land on Valley Street.
The project, Florence House, will provide 25
efficiency apartments, permanent supportive
living space for 15, and 25 emergency shelter
beds, for chronically homeless women.
<BR><BR>The need for permanent and supportive
housing for women living in shelters in Portland
has been identified as an extremely high
priority need by all key shelter providers
currently serving that population. The most
successful projects have resulted from
partnerships between nonprofit organizations.
<BR></P>
<DIV style="TEXT-ALIGN: right"><A
title=http://rs6.net/tn.jsp?e=0013JD7b9bAhp51-Me5q7jn9gmDigFijfrsXYZORvPTYJKFQme_RyuW0LGN_HFwrrZxSQh4hzxpreezTeg2MIkBW5OoPj7DkmlwsjAnmEPiccdi7988dy8F-4CSBN2VnbbArj7hySY0GvQ=
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shape=rect color="#0066CC">read more about the
Florence House project</A>
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face=Arial,Helvetica,sans-serif color=#ffffff
size=2>Summer is the perfect time to improve
energy efficiency for next winter
</FONT></DIV></TD>
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face=Verdana,Geneva,Arial,Helvetica,sans-serif
color=#0066cc size=1>Genesis Fund's Green Loans
for Maine Nonprofits program </FONT><BR><FONT
style="FONT-SIZE: 10pt; COLOR: #000000; FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif; LETTER-SPACING: 0.03em"
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<P>The Genesis Fund seeks to help Maine's
nonprofit organizations battle the rising cost
of energy. Many properties owned by nonprofits
were built or remodeled at a time when energy
efficiency was not the high priority it is
today. <BR><BR>By assisting nonprofits in
obtaining energy audits that provide detailed
renovation recommendations, cost-savings
projections and capital to finance the
renovations, the Genesis Fund will help
nonprofit organizations<BR><BR>- increase energy
efficiency <BR>- save money on annual operating
costs <BR>- improve their facilities <BR>-
reduce their carbon footprint <BR><BR>Maine
nonprofits that provide affordable, supportive,
elderly housing or own facilities that provide
social services for under-served people and
communities are eligible. <BR><BR>According to
Bill Floyd, executive director of the Genesis
Fund, "We expect most of the energy loans to be
in the $10,000 to $15,000 range. By
stream-lining the application and approval
process and offering below-market rates, the
Genesis Fund will help Maine nonprofits achieve
money-saving efficiencies in their buildings
before we enter the next heating season,
especially with the volatile nature of fuel oil
and electricity pricing." <BR><BR>Floyd went on
to say, "This summer is a great time for
nonprofits to be looking at how a green loan can
help with an organization's bottom line,
increase efficiency and reduce its carbon
footprint all at the same time." <BR><BR>For
more information about the Genesis Fund's Green
Loans for Nonprofits program, please contact
Bill Floyd at 207.563.6073 or at <A
title=http://rs6.net/tn.jsp?e=0013JD7b9bAhp6xrio5JTPk9A5gVkdh43UmOCAMYcV_5_ds056ttueCYhvJHrKCxKWxAcM9aN1uo6j6FQPO77klho0CRvzxai2JuH0lcimdQ71gO4oj8KXFve-_0qwMSiPX
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<BR><BR><B>Similar programs for residences and
small businesses -</B><BR>For elderly and very
low income families, the USDA Rural Development
in Maine offers a 1% loan program that will
assist in repair and rehabilitation for
individual households. For more information and
eligibility guidelines please click <A
title=http://rs6.net/tn.jsp?e=0013JD7b9bAhp4fF9rR55--KEhT69b2ehAZEfwzNth1_y04Q5exd9Noe-CWxzyx6uuyewb2TheNhvyqVsjkk0qMapc-tKI9UZoLUDa4P7uHP2IeN1fIXNFIcNoeiOvGXKBr
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Maine, a program of the Maine Public Utilities
Commission, has energy saving tips and programs
for residential and small businesses/nonprofits.
More <A
title=http://rs6.net/tn.jsp?e=0013JD7b9bAhp4fKchaR1j7vHvQ13NkYOvOIxJN1NAxpavCBJ7qyeCJpVZJ0kvtbsYtYfm8G1O-2H54Rxlj55Yu_-V0KwqOpIKKKF1lYOCAcTNWkNbbDlJPcYZPNiT_8hM2
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<DIV style="TEXT-ALIGN: right"><A
title=http://rs6.net/tn.jsp?e=0013JD7b9bAhp5bCV6l8LpQahltG6OaLaB2qSEl10a1rf6vGTFUDelrgoyiiNBB1EWXY7vsOlP0JBzeD025cJpNSGdN_Sxe8CnXawkREGCcdcFH5fdWokGZhdTh9Gcpl_nBdWQnDDJqQN67trmiMYQSIohbGZUTI6sCy-FG0gbBseU=
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shape=rect color="#0066CC">click for a brochure
about our Green Loan program</A>
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<P>
<CENTER><B>Questions about The Genesis Fund? </B><BR><I>What
are the borrowing criteria?<BR>How can I invest in The
Genesis Fund?<BR>Can our organization receive technical
assistance?</I>
<P></P>Please visit our website at <A
title=http://rs6.net/tn.jsp?e=0013JD7b9bAhp6kyDwfQAEnyjw7RPoxNIhyXVwwUbYt-yfApYhHvIf0gTS8dlljlfaFM79Pio9uQRG_DMTIthOeK0SzPbHjovPMq36PYuUSK9erxDgPRHTnog==
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org</A> or<BR>email Executive Director <A
title=mailto:bill@genesisfund.org
href="mailto:bill@genesisfund.org">Bill Floyd</A></CENTER>
<P></P></FONT><BR>
<DIV><B>Genesis Community Loan Fund</B> </DIV>
<HR style="COLOR: #000000; HEIGHT: 1px" align=left
width="50%" color=#000000 SIZE=1>
<DIV>Email: <FONT style="FONT-WEIGHT: bold; COLOR: #0066cc"
color=#0066cc><A title=mailto:info@genesisfund.org
style="FONT-WEIGHT: bold; COLOR: #0066cc"
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<DIV>Phone: 207.563.6073 </DIV>
<DIV>Fax: 207.563.6055<BR><A
title=http://rs6.net/tn.jsp?e=0013JD7b9bAhp6kyDwfQAEnyjw7RPoxNIhyXVwwUbYt-yfApYhHvIf0gTS8dlljlfaFM79Pio9uQRG_DMTIthOeK0SzPbHjovPMq36PYuUSK9erxDgPRHTnog==
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<TD colSpan=2><FONT face=verdana,arial size=1><BR>Genesis
Community Loan Fund | 26 Water Street | P.O. Box 609 |
Damariscotta | ME | 04543</FONT>
</TD></TR></TBODY></TABLE></TD></TR></TBODY></TABLE><BR></FONT></BLOCKQUOTE></DIV></FONT><BR><BR><BR><DIV><FONT style="color: black; font: normal 10pt ARIAL, SAN-SERIF;"><HR style="MARGIN-TOP: 10px">Get trade secrets for amazing burgers. <A title="http://food.aol.com/tyler-florence?video=4&?NCID=aolfod00030000000002" href="http://food.aol.com/tyler-florence?video=4&?NCID=aolfod00030000000002" target="_blank">Watch "Cooking with Tyler Florence" on AOL Food</A>.</FONT></DIV></BODY></HTML>