[Year-Round Housing] Fwd: Housing section revised

Mlongreene2 at aol.com Mlongreene2 at aol.com
Mon Jan 21 14:26:46 EST 2008


Hi All,  I know I sent a previous draft of this for your review.   This is a 
further modified one in response.  PLEASE GIVE THIS DRAFT A FINAL  REVIEW ASAP 
so the Comp. Plan folks can put it to bed.  
My personal opinion is that they have done a great job accommodating our  
concerns and progress, but further input is welcome.  Please reply to Chris  
McDuffie, but feel free to copy me if you want.   Mark
 
 
  
____________________________________
 From: cmcduffie at earthlink.net
To: Mlongreene2 at aol.com
Sent: 1/21/2008  11:45:41 A.M. Eastern Standard Time
Subj: Housing section revised


Town of Long Island Comprehensive  Plan
Housing
1/13/08 DRAFT

A thorough inventory of housing was  accomplished in the fall of 2006 by 
using real estate tax maps, other Town  records and walking/driving 
through all neighborhoods. Present housing on  Long Island includes:
Last Plan (Fall 1993)       Fall 2006
Types    of Dwellings     Numbers                 Numbers
Single family frame dwellings    308     308  dwelling units      362     362 
dwelling  units
Two family frame dwellings              4         8 dwelling units         2  
       4 
dwelling units

Three family  dwellings            1       3 dwelling units          0     0 
dwelling units
Mobile homes          3        3 dwelling  units          1         1  
dwelling unit
Total             322 dwelling units         367  dwelling units

Use of Dwellings
In winter use    80       97
Seasonal use  242     270
Total                    322  dwelling units        367 dwelling units

Age of Dwellings
Under 25 yrs. old          42                 80
Over 25 yrs. old            280                   287
Total             322 dwelling units        367  dwelling units

As of the fall of 2006 there were known to be on the  market: 5 winter 
and 2 seasonal dwellings

Existing  Housing

Almost all frame dwellings are free standing single-family  homes. There 
are only 3 exceptions. Most dwellings, with a few exceptions  of long 
unoccupied structures, are in moderate to good repair. House lots  range 
in size from 1750 sq. ft. to 698,688 sq. ft. Valuations for property  
tax purposes range from $15,560 to $612,980. Homes are served by  
private wells and septic systems. There is no municipal water supply  
servicing Long Island. Housing development possibilities are limited by  
our ground water resources and the ability of our soils to handle our  
septic wastes.

Recent Development

Since the last  Comprehensive Plan a “bulge” in home building resulted 
from one  subdivision, done by Northland in the 1990s at the Tank Farm 
location  involved 27 lots with deed restrictions which do not allow 
further  subdivision of these lots. These lots range from 1.1 acre to 
4.25 acres.  Some of these 27 lots are zoned for business. Although many 
homes have  been built since the last Comprehensive Plan, 111 surveys 
thought this  rate of growth was "too fast", while 110 thought it was 
'just right",  while 4 thought it was "too slow". Questions of water and 
sewage disposal  may limit future housing development even though there 
is sufficient  undeveloped land. The strongest response to any of the 
questions on the  Plan Questionnaire was to the question: "Should Long 
Island take steps to  retain its rural character?" The answers were 213 
-yes, 17 -no, and 3- no  opinion.

Two modifications in the zoning ordinance which were adopted  at the 
Town Meeting in 2007 may result in more housing units. One is  
permitting, as a conditional use in the three zones IR-1, IR-2 and IB  
where single family residential use has been permitted , “accessory  
dwelling units” which are “to provide enhanced opportunities to  
accommodate housing for family/relative members while protecting the  
single -family character of existing residential neighborhoods”. They  
must be “primarily accessed through the existing living area of the  
primary structure”, designed to be “subordinate in scale and mass”,  
have at least 500 sq. ft. and not exceed 50% of the floor area of the  
main dwelling unit, and the septic system must meet the standards of  
the Maine Plumbing Code for the number of bedrooms proposed.

The  second ordinance change would allow multi-family dwellings as  a  
conditional use in the I-B Island Business Zone. A multi-family  
dwelling is defined as a “detached building used exclusively for the  
residential occupancy by two (2) or more families and containing two  
(2) or more dwelling units.” The septic system must be certified  by  a 
licensed Site Plan Evaluator that it meets the standards of the Maine  
Plumbing Code for proposed multi-unit dwelling.

Although the  “bulge” resulting from the Northland lot development may 
be over, these  new ordinances may create a new spurt of building.

Seasonal vs Year  Round Occupancy

Long Island has a large seasonal population. Of the 367  dwelling units, 
270 are used seasonally and 97 are occupied year round.  Both categories 
have grown since the last Comprehensive Plan, but the  proportion of 
three-quarters of the dwelling units on Long Island being  seasonal has 
remained nearly the same. Some seasonal cottages have been,  and are 
being, converted for winter use. Some new homes have been built to  
accommodate year round use, but are being occupied seasonally. Some  
folks, who may or may not have been seasonal residents of Long Island  
during their working lives, are retiring to become year round residents  
on the island. Some year round island residents are retiring and  
becoming seasonal island residents as they spend a long winter season  
in warmer climates, often changing their legal residence when they do  
so because of more favorable tax laws in other states.

Senior  Housing and Assisted Living

A committee on Long Island has investigated  the possibility of 
establishing an assisted living facility on Long  Island, but because 
the committee found that we do not have sufficient  numbers of citizens 
who would require these services such a project could  not be justified, 
and this is not being pursued at this time. We have one  private home 
which provides assisted living to two senior citizens, and  there are 
private in-home care arrangements when needed, but our community  has to 
rely on off island services for nursing and assisted living  situations. 
It is hoped that the new accessory dwelling unit ordinance may  help 
address some of the needs of older residents who need some in-home  
assistance.

Affordable Housing

The high cost of land, of  constructing a proper septic system and of 
drilling a well inhibits the  building of new low cost homes as does the 
higher cost of construction  itself due to transportation costs from the 
mainland to the island of  materials and also labor, particularly if 
off-island contractors are used.  Manufactured, or modular, housing with 
the component parts brought to the  island on a barge, has been one 
answer for some families to help reduce  the cost of new construction. 
Because many of the seasonal-to-winter   conversions have been 
accomplished by the homeowners themselves over a  period of years with 
frugally purchased materials and using their own  labor, the process of 
renovation has made them in some sense  "affordable".

The medium income of Long Island is $35,833 according to  the U.S. 
Census 2000. The affordability index for Long Island is not  available 
because there were fewer than 4 home sales on Long (and other  small 
islands the year it was done - 2005)  but if you check the  recent 
Island Indicators report on the Island Institute website,   there is an 
affordability index in there for many other  islands.   An index of 
"less than "1" means the area is  generally unaffordable - i.e. a 
household earning area median income could  not cover the payment on a 
median priced home (30 year mortgage, taxes,  and insurance) using no 
more than 28% of gross income."     Examples cited from the Casco Bay 
islands are Great Diamond Island: 0.20  and Peaks Island, 0.36, and the 
statistic from the State of Maine is 0.70.  This suggests that the 
affordablility on Long may be lower if not  worse (than Peaks or Great 
Diamond Island) although the substantially  lower taxes on Long may help 
offset this.We have a low median income in a  high priced housing area. 

In response to concern expressed about  attracting and keeping young 
year-round families on the island, a Year  Round Housing Committee has 
been very active for the past year and a half,  working to devise a way 
to create new housing for year round residents. We  enjoy the vigor 
young families add to the island population, and we  appreciate, and 
very much need, their participation in the many volunteer  activities 
that keep this island functioning on a year round  basis.

In the early part of 2007 two surveys prepared by the Year Round  
Housing Committee were sent. One survey was sent to individual  
residents (one per individual resident 18 years or older) and a  
different survey was sent to seasonal households (one per household).  
Of 182 surveys sent to individual residents 81 were returned. Of 200  
surveys sent to seasonal households 126 were returned. Although the  
body of the two surveys were different, the last two questions were  
asked to both surveyed groups as follows:

QUESTIONS ASKED:
“The  Year Round Housing Committee is researching a proposal to build a  
single-family, year-round rental house on town land. As conceived, it  
would be funded primarily through grant money, low interest loans, and  
would be owned and managed by a non-profit entity separate from the  
Town government.

Do you think the YRHC should proceed with studying  this starter 
project? ___Yes ___No
Do you think the YRHC should proceed  with a different project?___Yes 
___No

RESPONSES from each  group:
Seasonal resident households responded:
Do you think the YRHC  should proceed with studying this starter 
project? Yes: 77 (61%) and No:  34 (27%)
Do you think the YRHC should proceed with a different project?  Yes: 23 
(18%) and No: 42 (33%)

Year round individual residents  responded:
Do you think the YRHC should proceed with studying this starter  
project? Yes: 41 (65%) and No: 16 (25%)
Do you think the YRHC should  proceed with a different project? Yes: 20 
(32%) and No: 19  (30%)

The proposal of the Year Round Housing Committee has evolved  since the 
survey to propose, instead of rental housing, that the town  lease lots 
of town owned land for houses to be built by year round  residents.  
This proposal contributes to affordability by removing  the cost of land 
acquisition from the homeowner’s building costs. It also  honors the 
reluctance shown in the Comprehensive Plan survey to the town  spending 
money for low cost housing, because this current proposal would  
generate the same annual income for the town (in the form of rent for  
the land) as if taxes were being paid, while restricting the housing  
for year round use. The 2007 Town Meeting agreed to allow the long term  
lease of four town owned lots for individual owner-built year round  
houses. The Year Round Housing Committee continues to work to develop  
the criteria and protocols for this creative effort as well as looking  
at other forms of housing initiatives to further broaden the options  
for the community in the future. 

Housing  Policy

1.  It is the policy of the Town of Long Island to treat  manufactured 
housing the same as stick built housing.

2.  It  is the policy of the Town of Long Island to take steps to make 
it possible  and desirable for young families to locate and remain here.

3.  It  is the policy of the Town of Long Island to seek to achieve at 
least 10%  of all housing built or placed during the next decade be  
affordable.

Housing Policy Implementation Strategy

The Year  Round Housing Committee will continue its work to provide 
affordable year  round housing on Long  Island.






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