From arobinson at islandinstitute.org Thu Mar 1 16:13:12 2007 From: arobinson at islandinstitute.org (Alden Robinson) Date: Thu, 1 Mar 2007 16:13:12 -0500 Subject: [Year-Round Housing Committee] sample leases Message-ID: Hello YRHC, Attached are two files: 1. An article from the Margaret Chase Smith policy center at UMaine. It discusses "Community Land Trusts," which are common way to implement "leased land" housing projects. 2. A sample lease from Islesboro Affordable Property. Although this particular ground lease was created for land parcels with buildings already on them, much of the language would be useable in the projects we have discussed. Both of these are PDF files. You will need Acrobat reader to open them. Thanks to all who came to the meeting last night. Mark will send the minutes out soon. Also, welcome to John Billings, the newest member of our listserver. As always, don't hesitate to email or call me with questions. Best, Alden -------------- next part -------------- A non-text attachment was scrubbed... Name: IAP_ground_lease.pdf Type: application/pdf Size: 125994 bytes Desc: not available URL: -------------- next part -------------- A non-text attachment was scrubbed... Name: MCS CLT article.pdf Type: application/pdf Size: 168751 bytes Desc: not available URL: From Mlongreene2 at aol.com Thu Mar 1 17:33:02 2007 From: Mlongreene2 at aol.com (Mlongreene2 at aol.com) Date: Thu, 1 Mar 2007 17:33:02 EST Subject: [Year-Round Housing Committee] Fwd: FW: Canceled hearing tomorrow Message-ID:


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AOL now offers free email to everyone. Find out more about what's free from AOL at http://www.aol.com. -------------- next part -------------- An HTML attachment was scrubbed... URL: -------------- next part -------------- An embedded message was scrubbed... From: "Liza Fleming-Ives" Subject: FW: Canceled hearing tomorrow Date: Thu, 1 Mar 2007 13:04:10 -0500 Size: 3556 URL: From Mlongreene2 at aol.com Wed Mar 7 06:41:57 2007 From: Mlongreene2 at aol.com (Mlongreene2 at aol.com) Date: Wed, 7 Mar 2007 06:41:57 EST Subject: [Year-Round Housing Committee] Fwd: [Island Talk] Affordable Coast Fund: Affordable Housing and Working Wate... Message-ID: This may have some interest to be applied towards existing houses for sale here? Mark


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AOL now offers free email to everyone. Find out more about what's free from AOL at http://www.aol.com. -------------- next part -------------- An HTML attachment was scrubbed... URL: -------------- next part -------------- An embedded message was scrubbed... From: "Chris Wolff" Subject: [Island Talk] Affordable Coast Fund: Affordable Housing and Working Waterfront Grants available Date: Tue, 6 Mar 2007 15:42:01 -0500 Size: 34034 URL: From cadebro at gmail.com Wed Mar 7 08:08:21 2007 From: cadebro at gmail.com (Cade Brown) Date: Wed, 7 Mar 2007 08:08:21 -0500 Subject: [Year-Round Housing Committee] Bar Harbor Message-ID: Tony Donovan sent this article to me. I don't know if it fits our case, their project is quite large. But, it is information on a new affordable housing program on an island in Maine. From cadebro at gmail.com Wed Mar 7 08:16:08 2007 From: cadebro at gmail.com (Cade Brown) Date: Wed, 7 Mar 2007 08:16:08 -0500 Subject: [Year-Round Housing Committee] Link Message-ID: Sorry, I forgot to include the link: http://www.mainecoastnow.com/articles/2007/02/12/bar_harbor_times/local_news/doc45d097b008d29989108844.txt From Mlongreene2 at aol.com Thu Mar 8 07:51:19 2007 From: Mlongreene2 at aol.com (Mlongreene2 at aol.com) Date: Thu, 8 Mar 2007 07:51:19 EST Subject: [Year-Round Housing Committee] Minutes of YRHC - Feb. 28, 2007 Message-ID: Sorry for the delay in getting these and possible format issues. We have had Mac to PC transfer problems! I have opened the text here in case you cannot open the attachment. Next meeting is Wed. March 14 at Town Hall at 7PM. YRHC Meeting Minutes Feb. 28, 2007 Meeting called to order 7:03 p.m. Present: Mark Greene (chair/housing administrator); Steven Train (selectman); Tammy Hohn; Will Tierney; Leah Maloney; Michael Maloney; Jonathan Norton; John Billings; Linda Papkee; Chris Papkee; Justin Papkee; Alden Robinson (Island Fellow). 1. Will Hickock addressed the committee briefly. He discussed the merits of mobile homes/modular homes based on research that he and Steve Train conducted in the past. He suggested that they offer a viable way to get a house constructed for under $100,000 and left information for further study. 2. John Billings asked how the town planned to determine whom it would give land to. Steve Train explained that the proposal under consideration would lease land instead of transferring ownership, and that its goal would be to increase tax revenue instead of costing the town money. John Billings said that if the town sold town land outright at market value, buyers would probably build bigger houses on it and generate more tax revenue. Mark Greene said that while that was probably true, preserving a year-round community on Long Island was a key to maintaining our low taxes, since a non-volunteer/non resident town government could be much more expensive in the long run than what we have now. What we have now (a year round diverse community) is seriously endangered by the pressures of the second home housing market which often out competes the abilities of younger residents, who presently do not own property, seeking to remain on the island. It was also pointed out that if we sell the land now, we have no way of guiding its future use towards the good of the community. It was also noted, that if these community oriented goals are no longer necessary in the future, the land can always be eventually sold. This concept offers a chance to get some of this property back on the tax roles and support the goal of helping our own citizens stay here and hopefully continue to contribute to the well being of all. New Business: 1. Mark Greene said that Rep. Hannah Pingree’s bill LD 763 has a public hearing in Augusta on Friday. LD 763 would impose a 1% transfer tax on real estate transfers over $500,000, the proceeds of which would go to fund local affordable housing efforts. Although it will generate very little immediate money for island use, in the future if property values continue to climb and bigger houses get built, it could become a source of some assistance. Mark asked the committee for permission to speak on their behalf in favor of the bill. The committee agreed unanimously. 2. Mark also asked for a volunteer to be listed on the board of the Year- Round Housing Committee when it incorporates as a 501©3 charitable organization. Mark Greene and Steve Train had already volunteered to serve as board members; Leah Maloney volunteered to be the third. 3. The new housing proposal was then outlined, which had been discussed previously with some committee members to gauge its practicality. It was noted that this is major change from the original proposal floated in the surveys sent out recently to all residents and property owners. The time frames involved for the original proposal (build a rental house on town owned land) were years long and had many hurdles to clear, not the least of which was the obtaining of grants, loans, etc. and actually getting the house built. According to early survey returns, we have a number of our present citizens that need housing solutions quickly and the new proposal has a much quicker time element. The following is a summary of the many questions and ideas that were floated in the discussion. Please keep in mind that these are just preliminary ideas to stimulate a more refined proposal by the YRHC and if acceptable, for eventual Town Meeting consideration. The proposal would involve asking the voters to lease certain parcels of town owned land to eligible island residents. Under this proposal, the Year-Round Housing Committee, using guidelines as yet to be developed, would select candidates to lease a parcel of town land on condition that they build and occupy a year-round home on the land. The annual lease for the parcel would be set at equal to the amount the parcel would generate in taxes at its full and current valuation the same as any other parcel of private, residential land on the island. In addition, the lessees would pays taxes, as any other homeowner, on the houses built. The lease on the land would continue as long as the conditions of the lease, also as yet to be developed, continue. An example of a possible condition would be continued year occupancy by lessee. If the lessee decides to sell the house or can no longer meet the conditions of the program, the YRHC or the Town or both would have first refusal to purchase the house at a predetermined value which might take into account standard per square foot building values. Resale price calculators would be determined by guidelines specified in the lease to preserve its affordability, yet preserve the investment that the owners have put into the house. The house might then be available for resale to the next eligible candidates, if interested 4. The committee was generally in favor of studying further the leased-land model. They discussed the mechanics of reselling the house and how the price should be determined. Steve Train said that the proposal the committee brings to town meeting should be flexible in the parcels of land it incorporates. 5. A map of possible parcels was discussed; it was suggested that two parcels near the school might be best to start with since they are conveniently located and wouldn’t require building a road like other parcels at the east end. Several other parcels are not yet legally cleared as fully town owned, but are in the process and may also be considered later. 6. Leah Maloney asked who would perform perk tests to the properties to determine their suitability for building. Steve Train suggested that the town could pay for the tests initially and if successful, the tenant could reimburse the town later. 7. The committee agreed to consider criteria for eligibility for its next meeting. Members were asked to bring their ideas for proposed criteria to the next meeting along with other questions about refining this proposal. Next meeting will be of Wednesday, March 14th at 7 p.m. Meeting adjourned: 8:25 p.m.


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AOL now offers free email to everyone. Find out more about what's free from AOL at http://www.aol.com. -------------- next part -------------- An HTML attachment was scrubbed... URL: -------------- next part -------------- An HTML attachment was scrubbed... URL: From cadebro at gmail.com Fri Mar 9 07:36:11 2007 From: cadebro at gmail.com (Cade Brown) Date: Fri, 9 Mar 2007 07:36:11 -0500 Subject: [Year-Round Housing Committee] MANP Message-ID: The Maine Association of Nonprofts has a great source of information on nonprofits. They also run a series of SkillBuilder classes for nonprofits. Here is the link: http://www.nonprofitmaine.org/skillbuilder_view_region.asp -- - Cade W. Brown http://cade.mainelytechs.com From Mlongreene2 at aol.com Sat Mar 10 05:28:55 2007 From: Mlongreene2 at aol.com (Mlongreene2 at aol.com) Date: Sat, 10 Mar 2007 05:28:55 EST Subject: [Year-Round Housing Committee] Fwd: The Lending Hand e-newsletter Message-ID: This is the Genesis Fund Newsletter. Many things happening on many fronts. MG


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AOL now offers free email to everyone. Find out more about what's free from AOL at http://www.aol.com. -------------- next part -------------- An HTML attachment was scrubbed... URL: -------------- next part -------------- An embedded message was scrubbed... From: The Genesis Fund Subject: The Lending Hand e-newsletter Date: Fri, 9 Mar 2007 09:59:16 -0500 (EST) Size: 49599 URL: From Mlongreene2 at aol.com Tue Mar 13 07:22:42 2007 From: Mlongreene2 at aol.com (Mlongreene2 at aol.com) Date: Tue, 13 Mar 2007 07:22:42 EDT Subject: [Year-Round Housing Committee] Meeting reminder Message-ID: Hi All, Just a reminder that the YRHC meeting is at TOWN HALL at 7pm, March 14, Wed. evening. Please bring ideas so we can begin to assemble a potential list of qualifications/eligibilities as to how we would qualify folks for housing. Also, tonight's Planning Board workshop is at the school, I believe and will continue to refine possible multi-family housing ordinance proposals.


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AOL now offers free email to everyone. Find out more about what's free from AOL at http://www.aol.com. -------------- next part -------------- An HTML attachment was scrubbed... URL: From Mlongreene2 at aol.com Wed Mar 14 08:02:40 2007 From: Mlongreene2 at aol.com (Mlongreene2 at aol.com) Date: Wed, 14 Mar 2007 08:02:40 EDT Subject: [Year-Round Housing Committee] Working agenda for tonite's meeting Message-ID: YRHC Meeting March 14, 2007, 2007 Working Agenda 1. Minutes of last meeting 2. Old business a. Survey update – Cade Brown b. Incorporation/Tax free status c. Question from last meeting – loans on leased lands Camden National Bank conference - Alden 3. New business: a. Rep. Hannah Pingree LD 762 – An Act to Enhance a Community’s Capacity to Support Affordable Housing. b. Additional Potential Town Lands c. Affordable Coast Fund d. Multi-family proposal e. Work on list of selection criteria for housing – Please bring written ideas so we can make a working list to get going on this. d. Need your questions to research – please: in writing so they can be worked on between meetings. 4. Pending Issues needing workshop time a. Goals for YRHC – would appreciate your simple thoughts on the exact written purpose of our work.


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AOL now offers free email to everyone. Find out more about what's free from AOL at http://www.aol.com. -------------- next part -------------- An HTML attachment was scrubbed... URL: -------------- next part -------------- A non-text attachment was scrubbed... Name: YRHC Working Agenda March 14, 2007.doc Type: application/octet-stream Size: 25088 bytes Desc: not available URL: From cadebro at gmail.com Wed Mar 14 23:02:19 2007 From: cadebro at gmail.com (Cade Brown) Date: Wed, 14 Mar 2007 23:02:19 -0400 Subject: [Year-Round Housing Committee] Database Query Message-ID: To answer a question raised this evening: Out of the 24 Year Round people who thought renting a second home is a favorable method of affordable housing, 4 of them own more than one home. One of those four also said they wouldn't mind being listed on a directory for possible year round rentals -- - Cade W. Brown http://cade.mainelytechs.com From cadebro at gmail.com Thu Mar 15 00:37:32 2007 From: cadebro at gmail.com (Cade Brown) Date: Thu, 15 Mar 2007 00:37:32 -0400 Subject: [Year-Round Housing Committee] Year Round Totals Message-ID: I've attached an Excel spreadsheet with the preliminary results from the YEAR ROUND survey. I hope that you can all make sense out of it. I basically listed each question and each possible answer, I then tallied the total instances of each answer and for the first and last sections of the survey (both of which everyone was supposed to answer) I put percentages where applicable. For the comments I've truncated them and put numbers next to the ones that occurred more than once. I will start tallying the SEASONAL surveys as soon as they've been entered into the database. I will then resend the spreadsheet, and the SEASONAL tab will be populated (it is now empty). If you don't have excel and wish to see the results, you can get Open office here: http://download.openoffice.org/2.1.0/index.html It can handle any major Microsoft Office document, it's available for any operating system, and it's free to download. Free Libre Open Source Software (FLOSS) is great! -- - Cade W. Brown http://cade.mainelytechs.com -------------- next part -------------- A non-text attachment was scrubbed... Name: YRHC.xls Type: application/vnd.ms-excel Size: 30208 bytes Desc: not available URL: From cadebro at gmail.com Thu Mar 15 23:51:20 2007 From: cadebro at gmail.com (Cade Brown) Date: Thu, 15 Mar 2007 23:51:20 -0400 Subject: [Year-Round Housing Committee] Seasonal Survey Message-ID: Just to update, I have all of the seasonal surveys in the database. I hope to tally the results and send them out tomorrow. There have also been a few additions to the Year Round surveys so the results will be slightly different. Also, I thought people might be interested: 14 seasonal surveys said that they might consider donating a portion of their property, and a couple of those said they would contact YRHC. -- - Cade W. Brown http://cade.mainelytechs.com From lillystar3 at aol.com Fri Mar 16 10:09:09 2007 From: lillystar3 at aol.com (lillystar3 at aol.com) Date: Fri, 16 Mar 2007 10:09:09 -0400 Subject: [Year-Round Housing Committee] Seasonal Survey In-Reply-To: References: Message-ID: <8C935EBCD053FEB-15CC-A154@webmail-dd02.sysops.aol.com> Mark, What would you like us to do with the surveys that have been completed? You will see in the results that we have noted "see survey for additional comments" for several surveys...Do you want access to those surveys? Also, how many surveys were sent out? Thanks, Missy -----Original Message----- From: cadebro at gmail.com To: housingcommittee at townoflongisland.us Sent: Thu, 15 Mar 2007 11:51 PM Subject: [Year-Round Housing Committee] Seasonal Survey Just to update, I have all of the seasonal surveys in the database. I hope to tally the results and send them out tomorrow. There have also been a few additions to the Year Round surveys so the results will be slightly different. Also, I thought people might be interested: 14 seasonal surveys said that they might consider donating a portion of their property, and a couple of those said they would contact YRHC. -- - Cade W. Brown http://cade.mainelytechs.com _______________________________________________ housingcommittee mailing list housingcommittee at townoflongisland.us http://townoflongisland.us/mailman/listinfo/housingcommittee_townoflongisland.us -------------- next part -------------- An HTML attachment was scrubbed... URL: From arobinson at islandinstitute.org Fri Mar 16 11:26:04 2007 From: arobinson at islandinstitute.org (Alden Robinson) Date: Fri, 16 Mar 2007 11:26:04 -0400 Subject: [Year-Round Housing Committee] Seasonal Survey References: <8C935EBCD053FEB-15CC-A154@webmail-dd02.sysops.aol.com> Message-ID: I can answer the second question: We sent out 100 envelopes with a total of 182 year-round surveys; we sent out 250 seasonal surveys. cheers Alden -----Original Message----- From: housingcommittee-bounces at townoflongisland.us on behalf of lillystar3 at aol.com Sent: Fri 3/16/2007 10:09 AM To: cadebro at gmail.com; housingcommittee at townoflongisland.us Subject: Re: [Year-Round Housing Committee] Seasonal Survey Mark, What would you like us to do with the surveys that have been completed? You will see in the results that we have noted "see survey for additional comments" for several surveys...Do you want access to those surveys? Also, how many surveys were sent out? Thanks, Missy -----Original Message----- From: cadebro at gmail.com To: housingcommittee at townoflongisland.us Sent: Thu, 15 Mar 2007 11:51 PM Subject: [Year-Round Housing Committee] Seasonal Survey Just to update, I have all of the seasonal surveys in the database. I hope to tally the results and send them out tomorrow. There have also been a few additions to the Year Round surveys so the results will be slightly different. Also, I thought people might be interested: 14 seasonal surveys said that they might consider donating a portion of their property, and a couple of those said they would contact YRHC. -- - Cade W. Brown http://cade.mainelytechs.com _______________________________________________ housingcommittee mailing list housingcommittee at townoflongisland.us http://townoflongisland.us/mailman/listinfo/housingcommittee_townoflongisland.us -------------- next part -------------- An HTML attachment was scrubbed... URL: From cadebro at gmail.com Sat Mar 17 00:34:16 2007 From: cadebro at gmail.com (Cade Brown) Date: Sat, 17 Mar 2007 00:34:16 -0400 Subject: [Year-Round Housing Committee] Seasonal Survey Results Message-ID: Melissa and I have finished inputting and analyzing the surveys. Attached is the updated Excel spreadsheet with both survey results. 126 out of 250 Seasonal surveys, and 81 out of 182 Year Round surveys were returned. That's a very good return rate for surveys. -- - Cade W. Brown http://cade.mainelytechs.com -------------- next part -------------- A non-text attachment was scrubbed... Name: YRHC.xls Type: application/vnd.ms-excel Size: 45056 bytes Desc: not available URL: From Mlongreene2 at aol.com Sun Mar 18 09:52:12 2007 From: Mlongreene2 at aol.com (Mlongreene2 at aol.com) Date: Sun, 18 Mar 2007 09:52:12 EDT Subject: [Year-Round Housing Committee] March 14 minutes and request for your selection criteria ideas Message-ID: Hi All, Attached (and below) are the minutes of the last meeting. A reminder: ALL COMMITTEE MEMBERS SHOULD SUBMIT THEIR IDEAS IN WRITING (e-mail is fine) FOR SELECTION CRITERIA BY SUNDAY MARCH 25 so we can have a list to work on at the next meeting. Also, many good questions are being asked that need some research. It would be most helpful if folks submitted them in writing or e-mail (anytime) so that the responses reflect accurately what has been asked. Town of Long Island Year-Round Housing Committee Minutes – March 14, 2007 Present: Mark Greene (chair); Ruth Peterson (Selectman); Steve Train (Selectman); Will Tierney; Amy Tierney; Jonothan Norton; Katie Wegner; John Billings; Mary Nanos; Tom Hohn; Tammy Hohn; Chris Papkee; Patti Papkee; Brad Brown; Cade Brown; Alden Robinson (Island Fellow). 1. Meeting called to order - 7:05 p.m. The committee voted unanimously to accept the minutes of the February 28th meeting. 2. Old business: Mark Greene said that the necessary papers had been filed to incorporate the Year-Round Housing Committee as a non-profit organization. He said the next step for the committee would be to apply for tax-exempt status from the IRS, which the Genesis Foundation is assisting with. In response to questions raised at the last meeting about bank loans on leased property and value of improvements to land vs. house on a leased lot, answers were sought from others. The first response was from Joanne Whitehead of Islesboro Affordable Property, which offered suggestions for financing construction on leased land. She suggested that houses on leased land are really no different loan-wise than condos. She said Camden National Bank was an active player in this field of such housing financing and that there were banks in the Portland area that do same. (Alden will be attending a conference on March 20 on these financing issues sponsored by Camden National and will report to the group next meeting). She also stressed the need to think of town lands as a community resource for the benefit of the town and not just another commodity to be bought and sold and that the lease model is a common one. The second question was addressed by an e-mail from Town Assessor Robert Konczal on how houses are assessed when built on leased land and indicated that a house on leased land would have added value because of its right to be on the leased land (leasehold interest) and the improvements made to the land by the building of the house. This added value will need to be considered when we work on the buyback provisions should the lessee desire to sell the house. Both of these emails will be forwarded to the committee's listserver. 3, New Business The public hearing for Hannah Pingree's bill LD 762, on funding for affordable housing in communities was postponed to March 14th. Mark said he still plans to attend the hearing and testify on the committee's behalf. Paper maps of town-owned land parcels were distributed. A couple of additional lots were found to be more accessible than previously thought. In addition, several more lots will legally become title-clear and available for town use in the coming year. Committee members requested digital versions of the mapping data, which will be sent to the listserver as soon as final corrections are made to the new GIS platform and parcel layers. Steve Train described two potential grant sources. The Island Institute's newly-created "Affordable Coast" fund offers grants to non-profits and municipalities for the purchase, upgrade, and/or maintenance of affordable housing projects. It plans to distribute $105,000 in grants in 2007. The Genesis Fund also offers matching grants to housing authorities. Mark suggested that committee members start thinking about potential grant proposals. The Island Institute grant sounded as if it might even help individuals purchase and/or rehab private properties deemed affordable. Cade Brown briefly summarized the results of the Year-Round Housing survey that he and Melissa Brown have been tabulating. The responses of both year-round residents and non-residents to the proposed starter project was generally quite favorable. Although the proposed starter project has evolved somewhat from a town owned rental house on town land to a owner built house on leased town land, the favorable response to both the original concept and also to seek a “different proposal” was very good. A description of the modified starter project proposal to be brought to Town Meeting will be outlined in the upcoming Long Islander. Cade plans to send out the complete results to the committee in the near future. Thank you to Cade and Missy for their great work in tabulating the returns. The committee then discussed its position in the debate over the Planning Board’s proposed multi-family housing on the island. Mark and Steve suggested that the YRHC not involve itself in the debate to avoid confusing its message. While some form of multi-family allowance in the ordinances could benefit the housing crunch on the island, Mark said unless it was very specific and targeted to social needs of the community, it could allow more seasonal rental development that would possibly hurt the year round housing market even more. Such multi-family development is clearly not what residents in both the past and present comprehensive plan surveys wanted. Brad Brown said that by working to create a multi-family housing ordinance, the Planning Board was working to solve the same housing problems as the YRHC. Tom Hohn said that the YRHC should not ignore multi-family housing, even if it doesn't work on it immediately. Chris Papkee asked how any ground-lease fee would be determined, and how the land would be taxed. Steve Train said the land would be leased for the amount of money it would generate in taxes if sold privately; any buildings built on it would be taxed separately. Mark stressed that while not a perfect solution in the eyes of some who might prefer outright purchase, it was the best compromise available and would cost much less than an outright land purchase because it avoids all the mortgage costs (principal and interest) that a new buyer would have to pay to outright buy the land, yet the town would benefit tax-wise as if the land had been sold. If we are trying to help first time homeowners stay on island, this is a major way to make it affordable. The committee discussed the proposed town meeting warrant article. Steve Train said he has submitted a preliminary article, which can be revised. He said that specific parcels can be added or removed from the article at the meeting. Chris Papkee asked whether buildings constructed on leased land would have to be handicapped-accessible. Mark said that the buildings themselves would be private property and probably not subject to accessibility requirements. However, he said, all lease provisions would be subject to the town attorney's scrutiny. Chris asked about potential conflicts-of-interest on the YRHC board. Mark said, as an example that Leah Doughty had offered to resign if she applied to the housing program. Cade Brown said that under Maine law, non-profit board members need not resign to avoid a conflict-of-interest provided all parties concerned were aware of, and comfortable with, the conflict. Mark said the selection process needs to be worked on now, so that all aspects of this proposal would be clear and upfront for Town Meeting questions. Chris Papkee asked whether the selection criteria would score applicants by age. Steve Train said that age-based selection would be discriminatory and not legal. Mark said that there are other individuals on the island in need of permanent housing and that all ages would be welcome to be part of this program. ALL COMMITTEE MEMBERS SHOULD SUBMIT THEIR IDEAS IN WRITING (e-mail is fine) FOR SELECTION CRITERIA BY SUNDAY MARCH 25 so we can have a list to work on at the next meeting. Also, many good questions are being asked that need some research. It would be most helpful if folks submitted them in writing or e-mail (anytime) so that the responses reflect accurately what has been asked. The committee agreed that the next meeting is on March 28th and to bring lists of possible selection criteria for housing applicants. Meeting adjourned - 8:35 p.m. ************************************** AOL now offers free email to everyone. Find out more about what's free from AOL at http://www.aol.com. -------------- next part -------------- An HTML attachment was scrubbed... URL: -------------- next part -------------- A non-text attachment was scrubbed... Name: YRHC draft Minutes - March 14, 2007.doc Type: application/octet-stream Size: 29184 bytes Desc: not available URL: From Mlongreene2 at aol.com Thu Mar 22 06:46:26 2007 From: Mlongreene2 at aol.com (Mlongreene2 at aol.com) Date: Thu, 22 Mar 2007 06:46:26 EDT Subject: [Year-Round Housing Committee] Multi-housing; Affordable Housing bill, meeting notice Message-ID: Hi All, Attached are 3 items: 1. The text of proposal to the Planning Board on multi-family housing (which we have withdrawn at this time) 2. The approximate testimony given to the Taxation Committee in Augusta last week for funding. 3. Next weeks meeting notice. Wed, March 28, 2007 AT 7 PM at Town Hall. PLEASE GET YOUR SELECTION CRITERIA IDEAS TO ME BY SUNDAY NITE SO I CAN MAKE A LIST FOR US TO WORK ON NEXT WED. 4. Alden will forward additional items shortly which we had promised from last meeting. Best, Mark ************************************** AOL now offers free email to everyone. Find out more about what's free from AOL at http://www.aol.com. -------------- next part -------------- An HTML attachment was scrubbed... URL: -------------- next part -------------- A non-text attachment was scrubbed... Name: Affordable Housing Hearing March 2 - Taxation Committee.doc Type: application/octet-stream Size: 27648 bytes Desc: not available URL: -------------- next part -------------- A non-text attachment was scrubbed... Name: Multi-family housing thoughts.doc Type: application/octet-stream Size: 28160 bytes Desc: not available URL: From Mlongreene2 at aol.com Thu Mar 22 18:52:28 2007 From: Mlongreene2 at aol.com (Mlongreene2 at aol.com) Date: Thu, 22 Mar 2007 18:52:28 EDT Subject: [Year-Round Housing Committee] Fwd: [Island Talk] FW: Affordable Housing Story Message-ID: ************************************** AOL now offers free email to everyone. Find out more about what's free from AOL at http://www.aol.com. -------------- next part -------------- An HTML attachment was scrubbed... URL: -------------- next part -------------- An embedded message was scrubbed... From: "Chris Wolff" Subject: [Island Talk] FW: Affordable Housing Story Date: Thu, 22 Mar 2007 11:35:21 -0400 Size: 53151 URL: From arobinson at islandinstitute.org Mon Mar 26 15:18:10 2007 From: arobinson at islandinstitute.org (Alden Robinson) Date: Mon, 26 Mar 2007 15:18:10 -0400 Subject: [Year-Round Housing Committee] more ground-lease information Message-ID: Hello YRHC, Below, please find two emails that we discussed at your last meeting. The first is from Joanne Whitehead, of Islesboro Affordable Property; the second is from the town's assessor, Robert Konczal. Both regard the financing and value of ground-leased property. I will be sending you maps of potential parcels very soon. Alden --------From Joanne Whitehead---------- Hi Alden, Glad the information has been helpful. Joanne Campbell from Camden National Bank(CNB) is involved in the Camden Affordable Housing effort and can help with this. She came out to Islesboro and spoke to the board here. CNB is also having a Forum March 20th in Rockport "2007 Housing Challenges and Solutions Forum - might be something you could go to. Call Sherry Guarneri at 236-2388. There is another woman I met at a conference in Portland that was from a bank down that way that was VERY involved in Affordable Housing - I will see what I can find out for you. You might want to just call around locally and have some conversations. It is a very similar arrangement as a condo idea - you own the house but not the land. Also we need to look at incorporating equity building for the second homeowner since the way it stands now - the only equity the person receives is the initial first homeowner sweat equity - there is currently nothing beyond that. There needs to be an increase based on some constant such as cost of living, etc. Education is the key to having a successful project - as long as everything is spelled out at the beginning - clear and no surprises, all will go well. We have to change our thinking from land being a commodity to land being part of a community. RJS is something like a CLT Community Land Trust except that IAP is the major manager of it where it usually is the other way around - the homeowners run it. I hope this is helpful. I will get back to you on the Bank in Portland. Talk to you soon, Joanne --------------------From Bob Konczal------------------ Hi: Well, there are a few pieces to the answer. :-) 1-: the improvements to the land are assessed as part of the land. The tax bill is broken up into land and building values, and these things aren't considered buildings. Think of it this way: if there were a fire that wiped everything off the lot, the septic system would still be there. Plus you could technically remove the house and use it elsewhere, but not the septic system. Mobile home parks are a common example, where the trailers are owned by the tenants, but the park and the lots are owned by the landlord. Each are assessed according to what they own. 2-: Historically, land has been assessed as either vacant or improved, vacant meaning a lot with no human interference, and improved meaning it's cleared, has a driveway, well, septic, and lawn, etc. A good rule of thumb is that the improvements to the lot add about 20% to the value. Subdivision lots are often sold this way. 3-: Now the interesting question here is how the owner of the house should be assessed for the market value of their building. Imagine 2 identical houses, one is located on a town lot in the middle of an interior swamp, and the other located on a town-owned piece of a peninsula with wonderful views. *If the owner of the building sells it and all they sell is the structure and it has to be removed, then the building has similar values in both locations. *But what if the buyer gets the right to keep it at its current location, then the value of each building is completely different at its current location. The value on the market will be more than just the sticks and nails that went into it. They also own something called a leasehold interest. That means they own a long term lease from the town that has value, and could be assessed as such. As you can imagine this does not happen often. I have an example here of a mobile home park in Freeport that is on a tidal part of the bay. Mobiles in the park never sell for less than 35,000 there, while the same tin can might sell for $15000 elsewhere in town. This is kind of a drastic example, but it happens. 4-: I suppose that a point of contention might be that since the tenant put the well/septic there that it belongs to them. I suppose so, but they can't take the stuff with them certainly. Maybe it should be considered a donation to the town. Alternatively, the town could pay to have the stuff installed and the rent rate could reflect that. Maybe this is more than you wanted to know. :-) . I assume that this has come up because you are trying to figure out how much to charge for leasing. Am a bit surprised that the town wants to get into the landlord business, but 'to each his own'. Please keep me posted. regards, bob ________________________________________________   Alden Robinson Island Institute Fellow Town of Long Island, Maine   (207) 837-0636   arobinson at islandinstitute.org From arobinson at islandinstitute.org Mon Mar 26 15:50:25 2007 From: arobinson at islandinstitute.org (Alden Robinson) Date: Mon, 26 Mar 2007 15:50:25 -0400 Subject: [Year-Round Housing Committee] (no subject) Message-ID: Hello again YRHC, Attached are two files showing current town land, and parcels that will become town land in the next year or two. They are both Google Earth (.kmz) files; you will need to install Google Earth to open them, if you don't have it already. To download Google Earth, go to http://earth.google.com . You'll find a link in the upper righthand corner of the page. It's free and installs pretty much automatically. Once you've done that, save the two files in this email where you can find them easily. Double-click on them, and you'll see them load in Google Earth. Once you've opened them, Google Earth saves them so you can get at them next time you open the program. The current town land parcels have green boundaries; future parcels are brown(ish). Clicking on the parcel numbers will bring up a balloon with other information about the property. All of this is still a work-in-progress. You will need to have DSL or some other sort of fast internet for this to work. If you need any help setting it up, feel free to get in touch with me. It's also possible that some of the library computers are set up to do this, though I haven't checked. Enjoy, and let me know if I can help with anything else- Alden ________________________________________________ Alden Robinson Island Institute Fellow Town of Long Island, Maine (207) 837-0636 arobinson at islandinstitute.org -------------- next part -------------- An HTML attachment was scrubbed... URL: -------------- next part -------------- A non-text attachment was scrubbed... Name: future_town_land.kmz Type: application/octet-stream Size: 2668 bytes Desc: future_town_land.kmz URL: -------------- next part -------------- A non-text attachment was scrubbed... Name: town_land_6_mar_07.kmz Type: application/octet-stream Size: 7295 bytes Desc: town_land_6_mar_07.kmz URL: From Mlongreene2 at aol.com Wed Mar 28 07:40:41 2007 From: Mlongreene2 at aol.com (Mlongreene2 at aol.com) Date: Wed, 28 Mar 2007 07:40:41 EDT Subject: [Year-Round Housing Committee] Draft list of proposed selection criteria for tonights meeting Message-ID: YRHC Town of Long Island Proposed eligibility criteria for YRH leases: The following is an unedited list of ideas submitted for possible selection conditions/criteria for leasing Town Lands for home building. PLEASE DO NOT TAKE ANYONE’S suggestions personally as I am sure none were intended that way. As I look at these, it would be easy to take someone suggestion as aimed at eliminating YOU from the competition. It is my hope that this program will work so well that enough land will be freed up by our fellow citizens to make a good and adequate number of home sites available for all. We do however need to prioritize the selection process and have minimum requirements. You need to be thinking about how we weigh these ideas. (numbers?) 1. Year round Long Island Residents only 2. First time homeowners only 3. Wherewithal to build on leased land within reasonable time frame (12 months?) 4. Immediacy of need: this may be a tough one, as all applicants should have a demonstrated need and any of those needs could get difficult. 5. Year round resident; must have lived on island for at least one full year. 6. Not current land owner. 7. Income bracket?? (something to make sure someone who could comfortably buy land or real estate at regular market price does not meet criteria??) 8. 2-3 years year round resident. 9. No waterfront property under this program. 10. 43,000 household 11. You must pay to have land surveyed, soil tested for septic, if passes you pay, if it doesn’t pass, Town pays back. 12. First 5 years after you move in on the property with house if you sell you do not get any profit from the sale. 13. Minimum two bedrooms. 14. Not a current property owner. 15. Needs to be a year round interest. 16. Involved in community life – either an organization or work on island 17. Income level – networth/per household/family size 18. Children in school? (grading process) 19. Forsee a long term future on Long Island 20. Family ties to Long Island. 21. Land improvements (well, septic, drive) year one; housing start year two; completion year three. 22. House compatibility to neighbor hood ************************************** AOL now offers free email to everyone. Find out more about what's free from AOL at http://www.aol.com. -------------- next part -------------- An HTML attachment was scrubbed... URL: -------------- next part -------------- A non-text attachment was scrubbed... Name: Proposed eligibility criteria for YRH leases.doc Type: application/octet-stream Size: 22528 bytes Desc: not available URL: From arobinson at islandinstitute.org Thu Mar 29 11:25:38 2007 From: arobinson at islandinstitute.org (Alden Robinson) Date: Thu, 29 Mar 2007 11:25:38 -0400 Subject: [Year-Round Housing Committee] Island Indicators Message-ID: Hello YRHC, As promised, here is a copy of the Island Institute's newly-published Island Indicators report. Alden ________________________________________________ Alden Robinson Island Institute Fellow Town of Long Island, Maine (207) 837-0636 arobinson at islandinstitute.org -------------- next part -------------- An HTML attachment was scrubbed... URL: -------------- next part -------------- A non-text attachment was scrubbed... Name: interislandreport2007.pdf Type: application/octet-stream Size: 709054 bytes Desc: interislandreport2007.pdf URL: