<html xmlns:o="urn:schemas-microsoft-com:office:office" xmlns:w="urn:schemas-microsoft-com:office:word" xmlns:st1="urn:schemas-microsoft-com:office:smarttags" xmlns="http://www.w3.org/TR/REC-html40">
<head>
<META HTTP-EQUIV="Content-Type" CONTENT="text/html; charset=us-ascii">
<meta name=Generator content="Microsoft Word 11 (filtered medium)">
<o:SmartTagType namespaceuri="urn:schemas-microsoft-com:office:smarttags"
name="place"/>
<o:SmartTagType namespaceuri="urn:schemas-microsoft-com:office:smarttags"
name="City"/>
<o:SmartTagType namespaceuri="urn:schemas-microsoft-com:office:smarttags"
name="State"/>
<!--[if !mso]>
<style>
st1\:*{behavior:url(#default#ieooui) }
</style>
<![endif]-->
<style>
<!--
/* Font Definitions */
@font-face
{font-family:Wingdings;
panose-1:5 0 0 0 0 0 0 0 0 0;}
@font-face
{font-family:"Lucida Grande";
panose-1:0 0 0 0 0 0 0 0 0 0;}
/* Style Definitions */
p.MsoNormal, li.MsoNormal, div.MsoNormal
{margin:0in;
margin-bottom:.0001pt;
font-size:12.0pt;
font-family:"Times New Roman";}
a:link, span.MsoHyperlink
{color:blue;
text-decoration:underline;}
a:visited, span.MsoHyperlinkFollowed
{color:purple;
text-decoration:underline;}
span.EmailStyle17
{mso-style-type:personal-compose;
font-family:Arial;
color:windowtext;}
@page Section1
{size:8.5in 11.0in;
margin:1.0in 1.25in 1.0in 1.25in;}
div.Section1
{page:Section1;}
/* List Definitions */
@list l0
{mso-list-id:1942836195;
mso-list-template-ids:-866345542;}
@list l0:level1
{mso-level-number-format:bullet;
mso-level-text:\F0B7;
mso-level-tab-stop:.5in;
mso-level-number-position:left;
text-indent:-.25in;
mso-ansi-font-size:10.0pt;
font-family:Symbol;}
ol
{margin-bottom:0in;}
ul
{margin-bottom:0in;}
-->
</style>
</head>
<body lang=EN-US link=blue vlink=purple>
<div class=Section1>
<p class=MsoNormal><span class=apple-style-span><font size=1
face="Lucida Grande"><span style='font-size:8.5pt;font-family:"Lucida Grande"'>Hello
YRHASC, <o:p></o:p></span></font></span></p>
<p class=MsoNormal><span class=apple-style-span><font size=1
face="Lucida Grande"><span style='font-size:8.5pt;font-family:"Lucida Grande"'><o:p> </o:p></span></font></span></p>
<p class=MsoNormal><span class=apple-style-span><font size=1
face="Lucida Grande"><span style='font-size:8.5pt;font-family:"Lucida Grande"'>Below
this message, I am pasting the draft minutes for your meeting last night. I am
also attaching the minutes as a Word document. Please let me know if you have
any trouble receiving either of these. <o:p></o:p></span></font></span></p>
<p class=MsoNormal><span class=apple-style-span><font size=1
face="Lucida Grande"><span style='font-size:8.5pt;font-family:"Lucida Grande"'><o:p> </o:p></span></font></span></p>
<p class=MsoNormal><span class=apple-style-span><font size=1
face="Lucida Grande"><span style='font-size:8.5pt;font-family:"Lucida Grande"'>I
welcome any corrections you may have. I also welcome any suggestions for ways
to make the minutes more useful to you. <o:p></o:p></span></font></span></p>
<p class=MsoNormal><span class=apple-style-span><font size=1
face="Lucida Grande"><span style='font-size:8.5pt;font-family:"Lucida Grande"'><o:p> </o:p></span></font></span></p>
<p class=MsoNormal><span class=apple-style-span><font size=1
face="Lucida Grande"><span style='font-size:8.5pt;font-family:"Lucida Grande"'>Although
I took notes on your entire discussion, I recorded only those discussions that
resulted in an actual decision related to the agenda item you were working on
at the time. That means I left out a lot of your good conversations about the
spirit of the project and the specific responsibilities of your committee.
However, I will happily work those in if you feel they should have a place in
the record. <o:p></o:p></span></font></span></p>
<p class=MsoNormal><span class=apple-style-span><font size=1
face="Lucida Grande"><span style='font-size:8.5pt;font-family:"Lucida Grande"'><o:p> </o:p></span></font></span></p>
<p class=MsoNormal><span class=apple-style-span><font size=1
face="Lucida Grande"><span style='font-size:8.5pt;font-family:"Lucida Grande"'>I
enjoyed working with all of you last night. It is a privilege to work with such
a dedicated group. <o:p></o:p></span></font></span></p>
<p class=MsoNormal><span class=apple-style-span><font size=1
face="Lucida Grande"><span style='font-size:8.5pt;font-family:"Lucida Grande"'><o:p> </o:p></span></font></span></p>
<p class=MsoNormal><span class=apple-style-span><font size=1
face="Lucida Grande"><span style='font-size:8.5pt;font-family:"Lucida Grande"'>I
wish you all a pleasant holiday if I don't see you beforehand— <o:p></o:p></span></font></span></p>
<p class=MsoNormal><span class=apple-style-span><font size=1
face="Lucida Grande"><span style='font-size:8.5pt;font-family:"Lucida Grande"'><o:p> </o:p></span></font></span></p>
<p class=MsoNormal><span class=apple-style-span><font size=1
face="Lucida Grande"><span style='font-size:8.5pt;font-family:"Lucida Grande"'>Alden<o:p></o:p></span></font></span></p>
<p class=MsoNormal><span class=apple-style-span><font size=1
face="Lucida Grande"><span style='font-size:8.5pt;font-family:"Lucida Grande"'><o:p> </o:p></span></font></span></p>
<p class=MsoNormal><span class=apple-style-span><font size=1
face="Lucida Grande"><span style='font-size:8.5pt;font-family:"Lucida Grande"'><o:p> </o:p></span></font></span></p>
<p class=MsoNormal><b><font size=3 face="Times New Roman"><span
style='font-size:12.0pt;font-weight:bold'>Town of <st1:City w:st="on"><st1:place
w:st="on">Long Island</st1:place></st1:City><br>
Year Round Housing Application and Selection Committee<br>
Minutes, 19 December 2007</span></font></b><br>
<br>
Meeting called to order: 6:33 p.m. <br>
<br>
Members Present: John Billings (chair); Newell Stewart (Selectman);
Sandie Scheurman; Judy Paolini.<br>
<br>
Non-members present: Mark Greene (Housing Administrator); Michael Floyd (Chair,
Selectmen); Leah Doughty (Year-Round Housing Committee); Tammy Hohn; Madeline
Collinson; Meredith Sweet; Mary Nanos; Alden Robinson (Island Institute
Fellow).<o:p></o:p></p>
<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'><o:p> </o:p></span></font></p>
<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'>Minutes of previous meeting accepted unanimously. <br>
<br>
<b><span style='font-weight:bold'>Old Business: Review of eligibility and
scoring criteria<br>
<br>
</span></b>The committee reviewed its draft application for the Year-Round
Housing program.<br>
<br>
Sandie Scheurman suggested three wording changes:<o:p></o:p></span></font></p>
<ul type=disc>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
mso-list:l0 level1 lfo1'><font size=3 face="Times New Roman"><span
style='font-size:12.0pt'>Step seven on the list under "Application
Process": remove "applications valid for one year".
The committee decided to let the wording stand.<o:p></o:p></span></font></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
mso-list:l0 level1 lfo1'><font size=3 face="Times New Roman"><span
style='font-size:12.0pt'>Criterion two under "Selection Criteria":
remove "(proof of residency may be required)". The
committee agreed to remove.<o:p></o:p></span></font></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
mso-list:l0 level1 lfo1'><font size=3 face="Times New Roman"><span
style='font-size:12.0pt'>Criterion three under "Selection
Criteria": change to read "signed pre-lease agreement from
Year-Round Housing Committee". The committee agreed to change
the wording.<o:p></o:p></span></font></li>
</ul>
<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'><o:p> </o:p></span></font></p>
<p class=MsoNormal><u><font size=3 face="Times New Roman"><span
style='font-size:12.0pt'>Eligibility criterion #5: "Not a current property
owner":</span></font></u> Judy Paolini suggested that the criterion
be changed to allow applications only from people who had never owned property
in the past. Leah Doughty said that the Maine State Housing Authority
will classify people as "first-time homebuyers" who have not owned
property within the past three years. <o:p></o:p></p>
<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'><o:p> </o:p></span></font></p>
<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'>The committee discussed the possibility of handling property-ownership
as a scoring criterion instead of an eligibility criterion. Mark Greene
and Leah Doughty shared the YRHC's approach to the question: although it
would exclude some YRHC participants, the committee decided to recommend that
eligible applicants not own property at the time of their application. <o:p></o:p></span></font></p>
<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'><o:p> </o:p></span></font></p>
<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'>The committee agreed to leave the criterion as "not a current
property owner". <o:p></o:p></span></font></p>
<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'><o:p> </o:p></span></font></p>
<p class=MsoNormal><u><font size=3 face="Times New Roman"><span
style='font-size:12.0pt'>Eligibility criterion #1: "Pre-approval for a
mortgage on a YRHC house":</span></font></u> Leah Doughty said
that repeated requests for pre-approval will hurt a person's credit score.
John Billings said that if the committee did not require an initial
pre-approval with the application, some time limit would need to exist to
prevent otherwise-eligible applicants from tying up the housing program if they
are unable to get credit. Sandie Scheurman said that the YRHASC was interested
primarily in the creditworthiness of an applicant, not so much in whether
that person was able to fund a house. John Billings agreed that the YRHC was
responsible for ascertaining the adequacy of the applicant's funding for a
specific house. However, the YRHASC would still need to know the
amount for which an applicant was pre-qualified, as that would have a
strong effect on his/her ability to participate successfully.<o:p></o:p></p>
<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'><o:p> </o:p></span></font></p>
<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'>The committee agreed that it needed more information from a banker.
Mark Greene suggested that the YRHC and YRHASC collaborate on hosting a
presentation on the 6th of February. <o:p></o:p></span></font></p>
<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'><o:p> </o:p></span></font></p>
<p class=MsoNormal><u><font size=3 face="Times New Roman"><span
style='font-size:12.0pt'>Scoring criterion #6: Years of residency on island:</span></font></u> The
committee discussed several different options for this criterion. John
Billings said that a person who has spent his or her entire life on the island
should get the maximum number of points, and that a person who has not lived
his/her entire life on the island should not be able to score the maximum.
Mark Greene stressed that prioritizing residency on the island was a way
to ensure the applicant would be a good fit for the program. <o:p></o:p></p>
<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'><o:p> </o:p></span></font></p>
<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'>Leah Doughty suggested a "brackets" system, where a person
who has lived on the island for (for example) 3-6 years gets 5 points, for 6-12
years gets another 5 points, for 13+ years gets another 3 points. <o:p></o:p></span></font></p>
<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'><o:p> </o:p></span></font></p>
<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'>Alden Robinson suggested that the committee not worry about coming out
with a total number of points out of proportion to other criteria, as the
value of each criterion can be controlled after scoring using a weighted
average system.<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'><o:p> </o:p></span></font></p>
<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'>The committee decided to award five points to applicants who have lived
on the island for the past five years, and then one point for every five years
on the island before that, up to a maximum of ten. <o:p></o:p></span></font></p>
<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'><o:p> </o:p></span></font></p>
<p class=MsoNormal><u><font size=3 face="Times New Roman"><span
style='font-size:12.0pt'>Scoring criterion #5: Number of people in household:</span></font></u> The
committee discussed whether the number of people in the household should have a
positive effect on an applicant's score. Mark Greene said that while the
YRHC's objective was not specifically to prioritize families with children, it
did want to get the maximum "bang for the buck" by making its
projects serve as many people as possible. <o:p></o:p></p>
<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'><o:p> </o:p></span></font></p>
<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'>The committee decided to allot one point per each member of the
household, up to a maximum of five. However, they decided not to request
the names and relationships of the other household members from the applicant.
<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'><o:p> </o:p></span></font></p>
<p class=MsoNormal><b><font size=3 face="Times New Roman"><span
style='font-size:12.0pt;font-weight:bold'>New Business: </span></font></b>None<o:p></o:p></p>
<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'><o:p> </o:p></span></font></p>
<p class=MsoNormal><b><font size=3 face="Times New Roman"><span
style='font-size:12.0pt;font-weight:bold'>Public correspondence requesting
agenda placement: </span></font></b>None<o:p></o:p></p>
<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'><o:p> </o:p></span></font></p>
<p class=MsoNormal><b><font size=3 face="Times New Roman"><span
style='font-size:12.0pt;font-weight:bold'>Public written correspondence: </span></font></b>None<o:p></o:p></p>
<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'><o:p> </o:p></span></font></p>
<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'>Next meeting: Wednesday, 16 January 2008, 6:30 p.m., Town Hall.<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'><o:p> </o:p></span></font></p>
<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'>Meeting adjourned: 9:05 p.m. <o:p></o:p></span></font></p>
<p class=MsoNormal><span class=apple-style-span><font size=1
face="Lucida Grande"><span style='font-size:8.5pt;font-family:"Lucida Grande"'><o:p> </o:p></span></font></span></p>
<p class=MsoNormal><span class=apple-style-span><font size=1
face="Lucida Grande"><span style='font-size:8.5pt;font-family:"Lucida Grande"'><o:p> </o:p></span></font></span></p>
<p class=MsoNormal><span class=apple-style-span><font size=1
face="Lucida Grande"><span style='font-size:8.5pt;font-family:"Lucida Grande"'><o:p> </o:p></span></font></span></p>
<p class=MsoNormal><span class=apple-style-span><font size=1
face="Lucida Grande"><span style='font-size:8.5pt;font-family:"Lucida Grande"'><o:p> </o:p></span></font></span></p>
<p class=MsoNormal><font size=2 face=Arial><span style='font-size:10.0pt;
font-family:Arial'><o:p> </o:p></span></font></p>
<p class=MsoNormal><font size=2 face=Arial><span style='font-size:10.0pt;
font-family:Arial'>________________________________________________</span></font><o:p></o:p></p>
<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'> <o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 face=Arial><span style='font-size:10.0pt;
font-family:Arial'>Alden S. Robinson</span></font><o:p></o:p></p>
<p class=MsoNormal><font size=2 face=Arial><span style='font-size:10.0pt;
font-family:Arial'>Island Institute Fellow</span></font><o:p></o:p></p>
<p class=MsoNormal><st1:place w:st="on"><st1:City w:st="on"><font size=2
face=Arial><span style='font-size:10.0pt;font-family:Arial'>Town of Long
Island</span></font></st1:City><font size=2 face=Arial><span
style='font-size:10.0pt;font-family:Arial'>, <st1:State w:st="on">Maine</st1:State></span></font></st1:place><o:p></o:p></p>
<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'> <o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 face=Arial><span style='font-size:10.0pt;
font-family:Arial'>(207) 766-2336</span></font><o:p></o:p></p>
<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'> <o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 face=Arial><span style='font-size:10.0pt;
font-family:Arial'>arobinson@islandinstitute.org</span></font><o:p></o:p></p>
<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'><o:p> </o:p></span></font></p>
</div>
</body>
</html>