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<DIV>Re:&nbsp; Item #4</DIV>
<DIV>&nbsp;</DIV>
<DIV>"But the number of people and families on Long Island right now who have 
never owned property is pretty high relative to the size of the 
community."</DIV>
<DIV>&nbsp;</DIV>
<DIV>Do we actually know how many have never owned property?&nbsp; If so, what 
is that number, and, how did we learn it?&nbsp; We could make first time 
ownership a separate item to consider via the point system.&nbsp; I agree that 
this should hold a considerable amount of weight.&nbsp; We would 
not&nbsp;disqualify others if this is the method of differentiation&nbsp;we 
use.</DIV>
<DIV>&nbsp;</DIV>
<DIV>Sandie</DIV></FONT><BR><BR><BR><DIV><FONT style="color: black; font: normal 10pt ARIAL, SAN-SERIF;"><HR style="MARGIN-TOP: 10px">Check out AOL Money & Finance's list of the <A title="http://money.aol.com/special/hot-products-2007?NCID=aoltop00030000000001" href="http://money.aol.com/special/hot-products-2007?NCID=aoltop00030000000001" target="_blank">hottest products</A> and <A title="http://money.aol.com/top5/general/ways-you-are-wasting-money?NCID=aoltop00030000000002" href="http://money.aol.com/top5/general/ways-you-are-wasting-money?NCID=aoltop00030000000002" target="_blank">top money wasters</A> of 2007.</FONT></DIV></BODY></HTML>