To: &quot;(kjdonoghue&quot;@gmail.com(kjdonoghue@gmail.com, msm@portlandmaine.gov,
	JEG@portlandmaine.gov,
	MBobinsky@portlandmaine.gov, NickM@cascobaylines.com,
	authortaft@yahoo.com, Gvail1@maine.rr.com, knewella@main.rr.com,
	jakelso@myfairpoint.net, BLambertharris@aol.com,
	Jenna.vendil@gmail.com, fforsley@shipyard.com, freddymj@maine.rr,
	bendoe@roadrunner.com, clawson@bates.edu, djdeangelo@gmail.com,
	dmc62@hotmail.com, don_jean@msn.com, eamlaw@optonline.net,
	fokeefe@fsog-llc.com, johnholdridge@verizon.net, lsudlow@maine.rr.com,
	hale.nowers@gmail.com, akershaw@nyc.rr.com, berthabpeaks@msn.com,
	Jpiawlock@aol.com, chale04101@yahoo.com, lcaponenewton@yahoo.com,
	mj.burnette@yahoo.com, Chrisonpeaks@aol.com, dkclark6@myfairpoint.net,
	leducharme@aol.com, gillop@mmc.org, smithart124@yahoo.com,
	heather@tjwhome.com, mpmehler@gmail.com, janicewolkoff@yahoo.com,
	D.Haeger@roadrunner.com, Out2cthec@hotmail.ocm, Megellynn@aol.com,
	bridge_66_2000@yahoo.com, kelinrapp@gmail.com, neenb16@gmail.com,
	desi.larson@gmail.com, eacret@gmail.com, drawingdrawings@aol.com,
	peaksrocks@aol.com, eleanor.morse@gmail.com, pastorboyle@yahoo.com,
	susan1896peaseporter@myfairpoint.net, machlinl@myfairpoint.net,
	shawislandsvc@myfairpoint.net, brackettmumc@yahoo.com,
	dsnorton@maine.rr.com, barnabas_johnson@jurlandia.org,
	ajalves@portlandmaine.gov, aagnew@oceannavigator.com,
	anacourtney@yahoo.com, bfilipos@maine.rr.com, peaksbrad@yahoo.com,
	cathyep1111@yahoo.com, ceh1@maine.rr.com, cmitche6@maine.rr.com,
	dorothymorris40@hotmail.com, GBrookman@docucorp.com, gezdes@msn.com,
	jack@soley.com, scarlso1@maine.rr.com, igapi@maine.rr.com,
	freeman9@maine.rr.com, kirk@portisland.com, kristanmitchell@yahoo.com,
	mandy@lapchickcreative.com, Mlongreene2@aol.com.com,
	tedfordian@aol.com, crowlp@portlandschools.org, jpetermayo@hotmail.com,
	xingus@gmail.com, coach57@hotmail.com, grammyreta@bsquared.info,
	carlss@portlandschools.or, vanessasylvester@hotmail.com,
	LJKLynch@aol.com, jean_personal@yahoo.com, hboody@yahoo.com,
	nancy@scottnash.com, mandypeaksisland@gmail.com, 3nancy3@gmail.com,
	kissen@maine.edu, agk@maine.rr.com, richard.shaw@qvmgroup.com,
	marykterry@gmail.com, saltonstallsam@yahoo.com, palmerjd@aol.com,
	sophiawest@gmail.com, chasingbrooke@yahoo.com, daniel@geekpower.com,
	isaiah.oliver@gmail.com, jpuser@hotmail.com, rlcpeaks@yahoo.com,
	sdemos@adaptiveenvironments.org, fran_houston@hotmail.com,
	mchurley@maine.rr.com, kirk@portlisland.com,
	afunnything@myfairpoint.net, admin@jnelsoncollection.com,
	af@maine.rr.com, africart@maine.rr.com, alibeebs@hotmail.com,
	alpeaks@netscape.net, ALTENBERG@aol.com, amy@amycurtisdressmaker.com,
	annewhitman@juno.com, apearson@maine.rr.com, arthur@arthurfink.com,
	ASOB45@aol.com, astarita@maine.rr.com, banquerj@myfairpoint.net,
	otoolehayman@gmail.com, BanquerJ@worldnet.att.net, bfunk@HuntValve.com,
	bobrown21@hotmail.com, boscojewelry@hotmail.com,
	BrackettMUMC@Yahoo.com, Brenda@Wacubu.com, brhonda1@maine.rr.com,
	bstrout@maine.rr.com, CFexa@maine.rr.com, cathyep1111@yahoo.com,
	clairedahl@yahoo.com, ceisenberg@rwlb.com,
	celia_strickler@meb.uscourts.gov, cenders01@hotmail.com,
	choppin@aol.com, cindyhow@maine.rr.com, claystorm@usm.maine.edu,
	clvoyer3@myfairpoint.net, clw@PortlandMaine.gov, cmdrago@maine.rr.com,
	craig@twodogdesign.com, Crindlau@maine.rr.com, ctnascar@hotmail.com,
	ctuttle@maine.rr.com, cwarner@maine.rr.com, dbigelow@maine.rr.com,
	dcohan@maine.rr.com, deborah.kendall@earthlink.net,
	deborahfchase@hotmail.com, Delispringer@hotmail.com,
	deniseonpeaksisland@juno.com, Diane.Ricciotti@maine.gov,
	dmoxhay@earthlink.net, kmoxhay@earthlink.net, Doitnow106@aol.com,
	dperry01@maine.rr.com, eawright@maine.rr.com, eduardoandellen@msn.com,
	Ellamae@attglobal.net, FFBrag@aol.com, fifthmaine@juno.com,
	foxg@fc.portlandschools.org, FYonPI@aol.com, Gandielof@aol.com,
	genetaylor@maine.rr.com, gezdes@msn.com, gfox@maine.rr.com,
	grnshoe@maine.rr.com, heronpeaks@yahoo.com, htmisc@gwi.net,
	hughesr@massed.net, IdletideNancy@aol.com, will@whittenarchitects.com,
	info@maineislandkayak.com, island32@juno.com, Islander44@aol.com,
	islandpainter@earthlink.com, islapicos@maine.rr.com,
	islynne@maine.rr.com, itimes@maine.rr.com, jack@soley.com,
	jayd@maine.rr.com, jcliffy@maine.rr.com, jean@ashmorerealty.com,
	jessburton@gmail.com, jet@gwi.net, jgulliver@maine.rr.com,
	JHackett@bdmp.com, jhhayman@gmail.com, JMcEntee@mindspring.com,
	jmsmith@maine.rr.com, jperdman@earthlink.net, jpetermayo@hotmail.com,
	jprice@maine.rr.com, JRLAUSIER@aol.com, junekanpem@yahoo.com,
	K1Julie@aol.com, karlints@maine.rr.com, Kathleen@peaksmerc.com,
	kjflynn555@hotmail.com, Lblackhart64@aol.com, lcw@curthax.com,
	lsinicki@maine.rr.com, m.phyfe@att.net, mail@coastguides.com,
	maine@coastguides.com, marciaappel@hotmail.com,
	Mark@virtual-design.com, jeffamarks@cox.net,
	matt@ciderpresspottery.com, mavthomp@maine.rr.com, MBEEBE@aol.com,
	mckertich@iopener.net, meridian@maine.rr.com, merrimac@mindspring.com,
	minna1@earthlink.net, mizdirected@hotmail.com, MJ_Burnette@SWETT.com,
	MMayo@mpbc.org, moonpines@mindspring.com,
	mspringer@phillips.exeter.edu, mstein@usm.maine.edu,
	emurdock@maine.rr.com, myduff83@yahoo.com, Nancy3@peaksisland.com,
	ngray@maine.rr.com, oobpw@oobmaine.com, paulbrahms11@mac.com,
	peaksile@maine.rr.com, pfriedma@terralink.com, PKELLY2@maine.rr.com,
	PMacIsaac@ndegree.com, ram9876@hotmail.com, Rasulis@Maine.edu,
	rcap@maine.rr.com, rebecca@vreeland.com, rhurley1@maine.rr.com,
	rjsyoga@gwi.net, rpcvcole@hotmail.com, sallieclarke@earthlink.net,
	Sandychap2@aol.com, SandySturrock@aol.com, sbushey@together.net,
	sbwatersedge@earthlink.net, sca97@hotmail.com,
	scott.reischmann@alumni.holycross.edu, Sealights99@aol.com,
	skipandy@gmail.com, snash@bigblue.com, snjcarroll@email.msn.com,
	somedayjudy@yahoo.com, schristo@maine.rr.com, stephen@biggoofydog.com,
	steven@mapadventures.com, stouts@pivot.net, SuWalt@maine.rr.com,
	tfieldsend@att.net, tim@timnihoff.com, tseredin@maine.rr.com,
	tsynder@palm.net, tuttia@maine.rr.com, wpeaks@earthlink.net,
	VALENG@portlandschools.org, vinograd@multics.org, voices@maine.rr.com,
	wbzimmerman@wolforg.net, WElizabethFitzw@aol.com, mmayo@mpbc.org,
	ceviar@msn.com, admin@jnelsoncollection.com,
	will@whittenarchitects.com, BrackettMUMC@Yahoo.com,
	minna1@earthlink.net, wswpeaks@earthlink.net, Djj165@aol.com,
	rtmarks@maine.rr.com, vtashima@myfairpoint.net, monicas@maine.rr.com,
	landryrp@juno.com, weinmack@yahoo.com, ellamaeeastman@sbcglobal.net,
	cdahl@maine.rr.com, echilds@maine.rr.com, baf@wans.net,
	georgeblood@maine.rr.com, Bobrocma@maine.rr.com,
	Bythebaydesigns@aol.com, DSTEIN@MAINE.RR.COM, dwebster@gwi.net,
	fuzzpeaks@juno.com, purplehouse91@hotmail.com, lnhuston@yahoo.com,
	mjaffe1@maine.rr.com, jdupont@maine.rr.com, khanley@maine.rr.com,
	knewell1@maine.rr.com, Kyra99@aol.com, lschiff@maine.rr.com,
	lwalden1@maine.rr.com, MaryJane.Burnette@acadia-ins.com,
	mspringer@usadatanet.net, pinainfo@pinainfo.org,
	ralph@ashmorerealty.com, tassabee@earthlink.net, Will@Mitchellgeo.com,
	tbohan2@maine.rr.com, snjcarroll@msn.com, stephen@greenshoegroup.com,
	rasulis@maine.edu, Mlongreene2@aol.com, mphyfe@maine.rr.com,
	lblake@maine.rr.com, jgoell@maine.rr.com, EMAHONEY1@maine.rr.com,
	edaranyi@ghsinc.com, carlarobbins@maine.rr.com, richelene@aol.com,
	echilds@maine.rr.com, ralph@ashmorerealty.com,
	snunns@theforecaster.net, dorothy.morris@maine.edu, sgerard@tpk.net,
	rasulis@maine.edu, bahoppin@aol.com, minna1@earthlink.net,
	rpcvcole@hotmail.com, jayd@maine.rr.com, voices@maine.rr.com,
	Jkane4@maine.rr.com, sca97@hotmail.com, tfieldsend@att.net,
	islapicos@maine.rr.com, SPereira@tufts-nemc.org,
	bpereira@advancedmagnetics.com, Cheryl_higgins48@hotmail.com,
	higgig@mmc.org, jakelso@gwi.com, 58sutherland@maine.rr.com,
	JMK8587@aol.com, Jandpksisland@aol.com, clairedahl@yahoo.com,
	alibeebs@hotmail.com, sheam@nmiddlesex.med.edu, catb@maine.rr.com,
	spereira@tufts-nemc.org, chris-bearce@yahoo.com,
	ellamaeeastman@sbcglobal.net, DDJONES@Maine.rr.com,
	fifthmaine@juno.com, kelly.sheehan@pomfretschool.org,
	Doristennis@aol.com, jgullive@maine.rr.com, pjauger@msn.com,
	mdouglb543@rogers.com, meg1709@comcast.net, Kjlt@aol.com,
	CHOPPIN@aol.com, cmollus@cxo.com, achicory5@cox.net,
	mfengdahl@comcast.net, rtmarks@cox.net, Gandielof@aol.com,
	debscipio@hotmail.com, D.Haeger@adelphia.net, Doitnow106@aol.com,
	Whaley96@aol.com, tday.wv@boothcreek.com, bsiegenthaler@millbrook.org,
	betsybb1@earthlink.net, monicas@maine.rr.com, POLICYMA@aol.com,
	rmdahl55@yahoo.com, schristo@maine.rr.com, mikeliz@maine.rr.com,
	johan.p.erikson.85@alumni.dartmouth.org, asob45@aol.com,
	BruceStThomas@aol.com, elkpeaks@aol.com, FrankButlr@aol.com,
	patcr1@aol.com, R1Peak@aol.com, Richelene@aol.com, SNash@bigblue.com,
	cmitchell@browne-trading.com, gbrookman@docucorp.com,
	dmoxhay@earthlink.net, klpeterson@email.com, EPalais@EROLS.com,
	skypokey@gmail.com, twodogdesign@gmail.com,
	Ann+MichaelBroderick@gwi.net, gsfox@gwi.net, jet@gwi.net,
	pwebster@gwi.net, marty@hoganbraun.com, cmfisc@hotmail.com,
	gtkot@hotmail.com, scottkelleystudio@hotmail.com, lisa@lgscom.com,
	kissen@maine.edu, astarita@maine.rr.com, innis@maine.rr.com,
	kfrdmn@maine.rr.com, khanley@maine.rr.com, knorton1@maine.rr.com,
	lwalden1@maine.rr.com, peaksile@maine.rr.com, robinw@maine.rr.com,
	scarlso1@maine.rr.com, sradis@maine.rr.com, vhart001@maine.rr.com,
	june@maineislandkayak.com, will@mitchellgeo.com,
	tseredin@mohrseredin.com, mmayo@mpbc.org, Jan_Thomas@msad51.org,
	rwalsh@portland.lib.me.us, webster@portland.lib.me.us,
	hipgrncln@gmail.com, dreed@reedarchitecture.com,
	larsdotter@reedarchitecture.com, jgulnick@sjcme.edu,
	PFriedma@terralink.com, mrichards@thplaw.com, mpowers2@maine.rr.com,
	SMokeme@unumprovident.com, bgielow@usm.maine.edu,
	kilmacolm@myfairpoint.net, smetjcatpi@myfairpoint.net,
	kristanmitchell@yahoo.com, peggyfallonstthomas@yahoo.com,
	raconly@yahoo.com, sharoana@yahoo.com, Webster@portland.lib.me.us,
	jerikson@sjcme.edu, mofox@amine.rr.com, jojopeterson@yahoo.com,
	cmollus@maine.rr.com, carol@portlandmaine.gov, susan@marytoole.com,
	kim@oceannavigator.com, acannon@maine.rr.com, tbohan2@maine.rr.com,
	mlangell@maine.rr.com, lbstrlvr@SBCGlobal.net, kmoxhay@earthlink.net,
	lrichard@pwd.org, betsybb1@earthlink.net, robtpeaks@yahoo.com,
	mchurley@maine.rr.com, marion.klickstein@yahoo.com,
	susan1896PeasePorter@msn.com, lssalty@gmail.com, lagnew@maine.rr.com,
	aconley@usm.maine.edu, colecaswell@mac.com, reerevilo@yahoo.com,
	tkevalin@earthlink.net, dladams_4@msn.com, narnold1952@yahoo.com,
	jamie@hoganbraun.com, marie.gray@maine.gov,
	joyakilbourn@myfairpoint.net, ponch611@mac.com, aewhitman@gmail.com,
	daveys@gwi.net, mconrad@backshore.net, BruceStThomas@aol.com,
	elkpeaks@aol.com, FrankButlr@aol.com, R1Peak@aol.com,
	Richelene@aol.com, SNash@bigblue.com, cmitchell@browne-trading.com,
	gbrookman@docucorp.com, klpeterson@email.com, EPalais@EROLS.com,
	skypokey@gmail.com, twodogdesign@gmail.com,
	Ann+MichaelBroderick@gwi.net, cmfisc@hotmail.com, gtkot@hotmail.com,
	scottkelleystudio@hotmail.com, fifthmaine@juno.com, lisa@lgscom.com,
	astarita@maine.rr.com, bstrout@maine.rr.com, innis@maine.rr.com,
	kfrdmn@maine.rr.com, knorton1@maine.rr.com, mconrad@maine.rr.com,
	peaksile@maine.rr.com, robinw@maine.rr.com, scarlso1@maine.rr.com,
	sradis@maine.rr.com, VRomany2@maine.rr.com, june@maineislandkayak.com,
	mapadventures@mapadventures.com, seredin@mohrseredin.com,
	mmayo@mpbc.org, mary.may2426@gmail.com, Jan_Thomas@msad51.org,
	rwalsh@portland.lib.me.us, hipgrncln@psouth.net,
	PFriedma@terralink.com, SMokeme@unumprovident.com,
	bgielow@usm.maine.edu, smetjcatpi@myfairpoint.net,
	kristanmitchell@yahoo.com, sharoana@yahoo.com, kattra@islandtimes.org,
	kevin.attra@gmail.com, Rondadale@gmail.com, ukelelelady@gmail.com,
	bfilipos@ymail.com, suzykane@maine.rr.com, islander2001@aol.com,
	patty.bedker@unh.edu, Mawingawn@myfairpoint.net,
	whirlwindspirit63@yahoo.com, palmerJD@aol.com, kfrdmn@maine.rr.com,
	lavendiermyers@yahoo.com, papouchemitchell@yahoo.com,
	sandralucas99@hotmail.com, deangelo@attglobal.net,
	tonimuro1@earthlink.net, sdemos@humancentereddesign.org,
	kconleyguid@gmail.com, johnholdridge47@gmail.com, Jackdigi@aol.com,
	ayn@maine.rr.com, Rollins@MSAD51.org, jthomas3@maine.rr.com,
	avner@avnertheeccentric.com, junkokay2@yahoo.com, jubal@cheeze.org,
	joyceblossom@gmail, Steve.rapp@nacm.com, norm_proulx@myfairpoint.net,
	pcoward@mac.com, FOkeefe@ESOG-LLC.com, Daniel.Crothers@maine.edu,
	pchessin@comcast.net, rjm@wright-pierce.com, Serrands06@yahoo.com,
	jtob1@yahoo.com, violahayhurst@hotmail.com, vfieldsend@myfairpoint.net,
	harmonylodge@juno.com, priced@portlandschools.org,
	MehlerAtHighView@aol.com, morme@maine.rr.com, tool-guy@comcast.net,
	knewella@maine.rr.com, mipenalver@gmail.com, EdandEllen@Maine.rr.com,
	Leslie2879@gmail.com, ginny.rynning@gmail.com, cool-guy@comcast.net,
	lrglen@yahoo.com, mariaconley@earthlink.net, listgeek@gmail.com,
	cadanino@gmail.com, info@islandsolework.com, laniandadam@gmail.com,
	adam.daley.wilson@gmail.com, djordan@fps.k12.me.us, ksmpeaks@yahoo.com,
	ptf@portlandmaine.gov, GoesBetterWithBacon@gmail.com,
	iamtookie@gmail.com, Evans_Nicole@MSN.com, Penart1@alaska.com,
	jsterling@rcn.com, francesfrost.me@gmail.com, catherynne@gmail.com,
	Dianne.Jones52@gmail.com, bcpeaks@aol.com, rornal@aol.com,
	carolefharris@hotmail.com, dep62048@aol.com,
	eacred@portlandschools.org, boylee@portlandschools.org,
	vinnie100@earthlink.net
Content-Transfer-Encoding: quoted-printable
Subject: Peaks Island Housing Help
Date: Fri, 15 Jan 2010 16:12:07 -0500
MIME-Version: 1.0
From: choppin@aol.com
Content-Type: text/plain; charset=&quot;utf-8&quot;; format=flowed
Message-Id: &lt;8CC643E877C2B3F-D34-3970@webmail-stg-d12.sysops.aol.com&gt;


 HOME Program Expands to Cover Entire Cumberland County

Federal funding available for housing rehabilitation and home ownership=20
assistance

     PORTLAND, Maine =E2=80=93 Starting this week, federal Housing and Urb=
an=20
Development (HUD) funds will be available for home repair and home=20
ownership applicants living in Cumberland County through a new HOME=20
Consortium program administered by the City of Portland=E2=80=99s Departme=
nt of=20
Planning and Urban Development.
     For more than fourteen years, the city=E2=80=99s Planning and Urban=
=20
Development Department has successfully operated a $650,000 HOME=20
program locally and based on its experience and knowledge in this area,=20
the Department has been designated the lead entity by HUD and will=20
administer both the HOME program for Cumberland County as well as=20
Portland.

     The HOME Consortium program makes funds available for a variety of=20
housing rehabilitation and repair projects including, energy audits=20
(heat loss analysis), weatherization, new roofs, chimneys, windows and=20
doors, heating, electrical and heating systems, entry stairs and the=20
correction of code violations.
     Down payment and closing cost assistance for qualified first-time=20
home buyers is also available. For this fiscal year, $293,281 is=20
available for home ownership assistance, and $160,000 for housing=20
rehabilitation, which is projected to fund between ten and twenty=20
rehabilitation home projects and ten to fifteen first-time home buyers.
     While funding is limited, people living in Cumberland County=20
interested in the program are encouraged to contact the city to find=20
out more.

     Established in 1994, HUD=E2=80=99s HOME program funds the rehabilitat=
ion of=20
income eligible owner-occupied properties with up to four units for as=20
much as $15,000 per unit, and multi-family properties occupied by=20
income eligible tenants.
     Eligible applicants may receive a forgivable loan, a low interest=20
payable loan at zero to three percent, or a combination of a forgivable=20
loan and a payable loan. Appropriate financing terms will be tailored=20
to an individual applicant=E2=80=99s ability to pay.
     Deferred payment loans of up to $30,000 are also available for=20
first time homebuyers for down payment assistance and other eligible=20
costs for individuals and families purchasing their first home.
     Additional funding is available for eligible applicants for the=20
identification and treatment of lead paint hazards, and all applicants=20
can receive a free heat loss analysis by a Maine Certified Energy=20
Auditor.

     Program information, including income guidelines and applications=20
are available online at =20
http://www.portlandmaine.gov/planning/housingprog.asp or contact Mary=20
Davis at 207/874-8698, or via email  to MPD@portlandmaine.gov for more=20
information.

###