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<DIV>Hi All, I will contact Bangor Savings in the morning to follow
up on this. Mark</DIV>
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From: judyp@tpda.com<BR>To: Mlongreene2@aol.com<BR>Sent: 4/23/2009 4:31:06
P.M. Eastern Daylight Time<BR>Subj: Rural Development mortages<BR></DIV>
<DIV> </DIV><FONT style="BACKGROUND-COLOR: transparent" face=Arial
color=#000000 size=2>Hi:<BR><BR>This morning the woman I know from Bangor
Savings was telling me about <BR>their latest mortgages and they're an
incredible deal. There is a Rural <BR>Development Loan that covers all local
communities except Portland and <BR>South Portland. Of the islands, only Long
and Chebeague quality. No <BR>money down and the rate is 5 1/8%. For $150K
house it comes out to <BR>monthly mortgage payments of $816.26. Add in
property tax ($825/yr?) <BR>and mortgage insurance ($40/mo) and subtract the
$8,000 credit from the <BR>government and it's still cheaper than a lot of
rentals. Two people <BR>earning $10/hr each can qualify. It's for first-time
home buyers but <BR>that includes anyone who has not owned a home in the last
3 years. The <BR>applicants need a credit score of 620 or higher - she said a
lot of <BR>people's low scores are a result of not having enough credit lines
and <BR>the best way to improve your score is to have 4 active "trade lines"
<BR>which could include a car loan, credit cards, school loans, etc. Bangor
<BR>Savings has $7 billion dollars to lend right now - Can't see how it can
<BR>get any better than this!<BR><BR>J<BR>____________________________<BR>judy
paolini<BR>tpda<BR>294 brackett st.<BR>portland, me
04102<BR>207.871.1813<BR>judyp@tpda.com<BR>tpda.com<BR><BR><BR></FONT></BLOCKQUOTE></DIV></FONT></DIV></FONT><br/><font style="color:black;font:normal 10pt arial,san-serif;"> <hr style="margin-top:10px"/><A HREF=http://pr.atwola.com/promoclk/100126575x1219799634x1201361008/aol?redir=http:%2F%2Fad.doubleclick.net%2Fclk%3B214133440%3B36002254%3Bj>
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